Only then did I realize that all my hard work was just an ordinary life. --Mu Dan
In order to buy a house in a first-tier city, this female doctor was bullied by "natives" and tortured by housing prices. She experienced all kinds of pain and humiliation.
The cruel life taught her a lesson, and she suddenly understood: the world has changed, and the gap that children from poor families could make up through diligence can no longer be made up.
Female doctor Chen Ying wants to have a study room. Han Chuang has been studying hard for decades. Her desire for a study is more than a woman's longing for a cloakroom filled with beautiful clothes and shoes.
But in Beijing, where the average price is 50,000 to 60,000 yuan, owning a study room of even 10 square meters is extremely luxurious for Chen Ying.
She counted on her fingers and found that the money was enough to buy a spacious house with three bedrooms and one living room in her hometown of Guangxi.
Last summer, Chen Ying got her doctorate and got a teaching position in a university, while her husband worked in Beijing. The biggest problem I face after getting married is: buying a house and settling down in Beijing.
Like many young people’s “6+1” model of buying a house, the young couple and their parents spent all their savings to come up with the down payment.
"You have worked hard for many years, but after all you have not grown into what you expected." Chen Ying has always believed that "knowledge changes destiny." Since childhood, he has relied on hard work and talent to defeat his opponents time and time again and enter a prestigious school.
But when the hairline and ideals are declining at the same time, in the tedious daily life of paying off the mortgage, looking for a job, dating and having children.
She and some of her classmates realized that admission letters to prestigious schools were no longer a barrier to crossing class boundaries, and the desire to live a shining life that they had when they were young may never be realized.
Chen Ying believes in the famous saying of British writer Virginia Woolf: For women to engage in writing, they need an annual income of 500 pounds and a room of their own.
She has lived on campus since junior high school until today. She couldn't understand why she still had to live in a dormitory after struggling for so many years?
Since she joined a 985 university in Tianjin to teach, the environment in the single dormitory has been much better, with a one-meter-high desk. , small wardrobe, and a one-meter-two-meter-wide bed with a bed desk on it, which is a standard feature of accommodation.
Girls like to read books and use computers with it. She changed one computer after another, and finally used the most expensive computer.
She urgently needs a study room to do research, write papers, and store her more than 300 books - a 4-meter-wide and 2-meter-high bookcase is enough.
When she finished her bachelor's and master's degrees from Sichuan University and came to Beijing Normal University to study for a doctoral degree, she looked at the crazy housing prices with disdain: "Who would buy it if it's so expensive?" Later, she thought again and again. Being slapped in the face by reality.
The classmates born in the 1980s who are similar in age have either bought a house in Beijing, or are planning to buy a house like Chen Ying. Although everyone has a good academic background and a decent job, they must rely on the strong support of their parents and even family members when buying a house.
Chen Ying felt guilty that these children, who had been praised at home and had high hopes since childhood, were growing old in their thirties. "I won't say how much money I brought to my family, but at least I can't squeeze it. Now the bottom line is gone."
Beijing is a very different metropolis from his hometown. In just a few years, Chen Ying no longer feels far away from living in a place where she spends two or three hours a day going to work.
We no longer think that houses that are more than 20 years old are too old to be lived in. Houses that are 40 or 50 years old in Beijing are still expensive.
She is being transformed and reshaped by the reality of this city, so much so that she wants to buy houses whose price per square meter is one zero more than what she originally thought.
At first, Chen Ying’s husband did not agree to buy a house. He used a series of data and rational analysis to tell his wife that the house price was too expensive and that she could make more money by using the down payment to buy financial products.
“Last year he said that my mentality of wanting to buy a house was morbid, but this year he was severely slapped in the face by reality.” It may be due to women’s nature of “nesting”. After constant quarrels and compromises, Chen Ying convinced her husband.
Because housing prices have skyrocketed one after another, "Now all husbands are grateful to their wives who cried and shouted to buy a house."
They looked around, in Beijing Only houses in the south can still afford a down payment. But whether it was Caishikou, where people were killed, or Taoranting, where people were buried, there are mansions nearby; Fangshan and Yizhuang, where locals have a good impression, are not included in the discussion.
The south here refers to the place where various wholesale markets, building materials markets, and urban villages gather. The environment is poor and the price is relatively cheap.
From the end of summer to the beginning of autumn, the weather is getting colder and colder. Every weekend, Chen Ying and her husband sit on the agency's electric car and brave the biting cold wind of Beijing's midwinter through the small streets and alleys, looking for suitable housing.
“I was a little obsessed. I stayed up late looking at the listings on my phone until two or three in the morning. I took my husband to look at the houses on weekends. I lost my temper and was very anxious. I was rejected. Then he sat on the bicycle seat and howled loudly.
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The house that they had not liked before has increased by four to five thousand yuan per square meter two months later and has become unaffordable. They are anxious and want to buy it quickly, but they don’t want to let go of the house they have lived in in their small home. The psychological requirements of living in the city for a long time
My parents who are far away from home are not idle either. Every time Chen Ying looks at a house, his father will zoom in and out on the panoramic electronic map and study it carefully. The surrounding environment, and then told her daughter, "The environment is so bad, how can you buy it?"
In the eyes of parents, what does a house worth 40,000 to 50,000 yuan per square meter look like?< /p>
Chen Ying’s father in Guangxi is very confident about looking at houses. When the young people in his workplace buy a house, he will definitely take him to look at it. “The floor is so low, and there are trash cans below. Doesn’t it stink to you?” "This land is a depression, and the steel bars are so thin that they are not strong." "This house type is not good, it is fake and transparent, and the kitchen and bathroom are not right." ”
After his daughter decided to buy a house, her father specially gave her house-viewing training during the holidays, but when she returned to Beijing, Chen Ying found that none of these were of use. As long as she was interested, there was a slight hesitation. It was snatched away.
They once saw a well-decorated house. In line with the principle that they must stay overnight for a big decision, they planned to sign the contract the next day, but after one night, the house was gone. Sold.
“My parents lived to be 50 and found that their own life experiences didn’t apply here at all. "Chen Ying said that her parents were very sad and felt that they made less money. If they made more money, they could buy a better house for their daughter.
Buy a house
After constant After searching, struggling, and compromising, Chen Ying finally bought an old public house with an area of ??88.9 square meters and a down payment of more than 1 million yuan before the end of the year.
The house was born in the 1990s, and there are still corridors in the corridor. There are old-fashioned pipes that can be used to dump garbage from upstairs.
They bought a sixth floor without an elevator. Chen Ying’s mother was very distressed and worried that her daughter would have to climb up and down every day when she became pregnant. When she learned that the lower floors of a house of the same size were 2 million yuan more expensive, my mother said, “It’s better to climb the stairs. "
Wearing glasses and looking student-like, Chen Ying and his wife had no experience in bargaining. "They stupidly told people that we only have so much money, can you sell it to us?" The original homeowner is A pair of retired employees, both of whom were "indigenous" in Beijing, had a son and daughter-in-law who also worked in Beijing. There was no room for negotiation.
In the end, the two parties signed a house purchase agreement and agreed to hand over the house in six months. The biggest transaction in Ying's life was completed, but instead of feeling happy, she felt deeply tired and tired - spending such a large sum of money was so difficult and unpleasant.
This summer vacation. At the end of the day, the delivery date was approaching. Chen Ying called three times to confirm, and the other party said it was OK. So, on the agreed date, Chen Ying's husband came to take possession of the house alone.
< p>The original owner and his family were all here, and suddenly announced that they would not be able to hand over the house today because the cabinets they bought for the new house could not be installed on time, so they would have to stay for an extra month. At that time, Chen Ying was staying with her parents in her hometown. When she heard the news, she got up and ran back. Beijing.(The above answer was published on 2016-12-27, please refer to the actual current relevant home purchase policies)
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