First, the origin:

I don't remember where I learned about this book. It seems that at first I was going to find out if it was suitable for my son, but when I read the introduction, it said that it was suitable for both adults and children, just because I felt that I lacked some basic financial thinking. This book seemed like a fairy tale novel, so I tried to read it.

II. Summary:

Qian Qian the Puppy was written by German bodo schafer. There are two books. This is the first one. According to my own understanding, this book tells a wonderful story of a 12-year-old girl named Gia. She learned a lot about money, making money and managing money through a dog named Qian Qian, which realized her little dream and helped her parents get out of financial difficulties.

I didn't find out when this book was written, but the Chinese version was first published in 22. What I read on WeChat was the version of Sichuan Children's Publishing House in 214. Compared with the version of Nanhai Publishing House, the translators are the same, so there is no difference in words. After reading it, I feel that there is no big problem in translation, which is quite good.

3. Excerpts from golden sentences and my feelings:

Everyone wants to be rich, but some people have a stronger desire, while others pretend to be satisfied with their present life.

—— My feeling: Pretending is deceiving yourself and making excuses for my powerlessness. If I work hard, it will definitely be better. Some people may say that I work hard but the result is not good. It should be that there is something wrong with my hard work method. If I further dismantle the cause of the problem and continue to work hard to improve the method, how can it not be improved?

In fact, most people want to be happier, more successful and have more money. This desire is beyond reproach, because the pursuit of wealth is our birthright. If we have enough money, we can live with more dignity and serve ourselves and others better.

—— My feeling: I have great interest and enthusiasm in making money, provided that I have a correct understanding of the nature and significance of money, not for laziness, enjoyment and greed, but for a better goal, so values and our personal character are very important. Qian Qian the Puppy 2 is about this.

It is one of the most important mistakes made by human beings to think that we must endure a life of poverty, and even think that this is noble.

Freedom can be increased, and both potential and strength can be enhanced!

There are few wonderful copies of successful stories, but the truth contained in the stories can help us find the best way out when we are in trouble.

-my feeling: study and practice, not simply copy and copy.

Some people are terrified at the sight of such headlines, and dare not expect to build their own wealth dreams at all; Some people are so busy all day that they have no time to take care of their property; There are still some people who are more or less disgusted with the topic of financial management; The rest of us just need a reminder and a nudge from others.

-my feeling: people of all kinds often have cognitive differences on key issues, just like a race. At the beginning, the gap is widened, and at the end, the class is stratified.

those complicated investment models often lead people astray. In this high-tech era, it seems that only the pursuit of unfathomable things is the right way, while those simple and basic truths are increasingly forgotten by us.

-my feeling: the road to simplicity, learning should follow the first principle.

People always think, "It can't be that simple." But in fact, everything is "so simple", just like what is written in this book. But I want to remind you that the actual operation is not a simple matter. Although the law of acquiring wealth is easy to understand, it is not easy to apply it in practice, so we often need help from others. This book can help you in this respect.

stories are always the easiest to touch the heart, no matter whether the object is children or adults.

-my feeling: I specifically searched Zhihu for "What's the benefit of reading novels". Apart from the junk online novels that waste time, many wonderful novels often broaden our horizons, see a wider world, more diverse and more wonderful people and stories, and let us understand more possibilities, understand more different viewpoints, and gain inspiration and understanding from them. Novels are also philosophy.

the law of success and prosperity. These laws are not limited by time and place, and they are the criteria for you to win success in any situation. Location-independent means "effective everywhere", no matter what society or cultural background; Unlimited by time means "it will never change", which is particularly important because we live in an era of faster and more drastic changes. Everything becomes more complicated and chaotic, and newer and better products emerge one after another. Therefore, in such an era, it is necessary to have a clear direction and find eternal truth. In my opinion, a rule is a rule that is not negotiable.

—— My feeling: Truth is universal, and the difference lies in the application of different scenarios and the final presentation of different results.

We often come to the conclusion too quickly: "I already know that." It seems that knowing a few key words is enough. This idea is probably a trap, because when we find that we are already familiar with what we want to learn, we may not continue to learn. Because we think we already know, we are no longer interested in this information.

-my feeling: I'm stuck in a rut, self-righteous, "I don't know if I don't know".

the widely circulated misconception that people can only achieve prosperity through years of hard work.

-My feeling: For a long time, our elders and parents have always warned us that it is best to learn a trade, honestly divide the books, and earn money by working. This is true, but they don't have the concept and thinking of finance in their eyes. They only make money and spend money, but they don't know how to manage the night market. So, again, if we can't improve our cognition through learning, then we will definitely not be able to jump out of the ceiling of our parents and further cross the class.

Financial problems always exist. If we ignore them, they will become a negative force and reduce our quality of life. Ignoring financial problems means giving up the chance of success.

-my feeling: many people don't realize what a financial problem is. They only know that they are short of money and want to make money constantly, but they don't think about what money is, why they are short of money, and how to do it. Otherwise, they will earn more and spend more, and they will always be short of money, and they will never think that there is not enough money.

Financial freedom is a goal that everyone can achieve today. Of course, it requires us to have the courage to pursue the life we really want.

-my feeling: make good use of financial instruments.

As a famous saying goes, "It is not the difficulty that makes us give up, but it is because we give up that it is so difficult."

-my feeling: if there is anything I regret especially, it is that I knew it was so difficult now, I should read more books while I was young, work harder, delay my satisfaction, avoid comfort at the age of struggle, and get financial freedom and spiritual freedom earlier.

I don't think money is the most important thing in one's life either. But if we are short of money, money will become particularly important.

-My feeling: Needless to say, most people now know how important money is, which is why we are more diligent than many other countries in the world.

most people don't know what they want, they just know that they want more things. We must know exactly what we want in our hearts.

-my feeling: many people only know how to make money. What can they make money for? To spend money, to spend the money they have to spend. . . If the basic expenditure problem is solved, the rest can pursue better things.

sometimes we don't need to fully understand why this method works, and we don't have to care how it works. The key is that it works.

-my feeling: the book gives an example, such as electricity. We only need to use electricity in our life, and we don't have to understand the principle of electricity. There are some good methods. After the predecessors' summary and the test of time, it is good that we apply what we have learned. There is no need to entangle too much. If we always want to study and demonstrate it ourselves, it will be a waste of time.

Too many people hesitate to do things because they feel that they don't fully understand it. Really putting it into practice is much more useful than pure thinking.

don't try, but take action! If you just try, you will only end up in failure, and you will accomplish nothing. Trying is purely an excuse. Before you do it, you have already figured out a way out for yourself. You can't experiment, you only have two choices-do it or not.

-my feeling: determination is very important!

Successful people are successful because they have been dreaming about the day when they will succeed, and they are constantly imagining the situation when they have realized their ideals.

-My feeling: Dreams are very important, so keep our imagination!

Our expenditure will always increase with our income. The amount of money is not the decisive factor, what is more important is how we use it.

A seagull once said to me,' Before you spread your wings and fly, you must believe that you can reach your destination.' You must imagine that you already have these things, so that a small wish of yours will become a strong desire. The more you imagine, the stronger your desire, and then you will start looking for opportunities to realize your dreams.

-my feeling: use the beauty of dreams to overcome your fears and stand still.

opportunities are everywhere, but you can't see them until you look for them. Only when you have a strong desire in your heart will you look for opportunities. And when you imagine it, a strong desire arises.

your confidence level determines whether you believe in your own abilities and yourself. If you don't believe you can do it at all, then you won't do it at all, and if you don't start doing it, then you will get nothing.

You should prepare a notebook, name it' Success Diary', and then record all the successful things. You'd better do it every day, and write at least five personal achievements every time, any small thing will do. At the beginning, you may feel that it is not easy, and you may ask yourself whether this or that thing can really be counted as an achievement. In this case, your answer should be yes. It is much better to be overconfident than not to be overconfident.

-My feeling: If you lack confidence, you should accumulate your confidence bit by bit.

when things are going well, everyone can earn money. Only in adversity can everything be seen.

this is the mistake that many people who have no money like to make. They always have so many urgent things to do that they have no time to pay attention to important things.

-my feeling: if you don't find the core and key point of the problem, you will always be exhausted and never get rid of it.

first of all, when you encounter difficulties, you should still stick to your own ideas. Everyone can do this when everything is normal. Only when the real difficulties appear can we know. Only a few people can unswervingly carry out their plans. Those who are very successful even have the ability to make the most outstanding performance in their most difficult times.

difficulties are always emerging. Nevertheless, you should do things that are significant to your future without interruption every day. It won't take you more than 1 minutes, but it's these 1 minutes that will make all the difference. Most people are always stuck at their current level because they don't have these 1 minutes. They always expect the situation to change in their favor, but they ignore that they must change themselves first.

-Doing is better than doing nothing. Over time, every little action can accumulate into great achievements.

when you decide to do something, you must finish it within 72 hours, otherwise you will probably never do it again.

-my feeling: I thought there was a 72-hour rule, but I couldn't find the source after searching for a long time. Maybe it came from this book. In addition, it is interesting to see the concept of "bad start", which is related to mobility.

most people spend much more money when they use credit cards than when they use cash.

-my feeling: it's a good strategy to stop the credit card, unless you can afford the debt and bear the interest.

you can't give up your ideal because of anyone.

-my feeling: the ideal is your own, why should you give it up because of others?

you have to spend money, which is right, because that's what money is for. But if you want to be rich, you should also save money, which you will never spend again.

-my feeling: without the principal, there is no basis for compound interest.

the more I focus on pain, the more I feel pain. Talking about pain is like fertilizing plants. So I got rid of the habit of complaining many years ago.

-My feeling: Complaining can't solve the problem at all, it will only waste time and attention on the consequences of the problem, and release the emotional demon. It is better to divert your attention to think about the specific ways to solve this problem and escape the trouble and pain caused by the problem as quickly as possible.

poverty is more likely to lead to misfortune.

-My feeling: Some people say that the rich are not necessarily happy, which is purely sour grapes. The rich have at least solved the problem of money, while the poor have to face more problems that need money to solve, and these problems often lead to more and more serious misfortunes.

Luck is actually only the result of full preparation and hard work.

—— My feeling: Luck is just an appearance. Sometimes luck is used as an artistic rhetoric, just joking. Who can succeed by luck?

People who dare will be afraid, and a person who is afraid but still dares to move forward is brave.

-my feeling: what is courage? What is courage? If we keep a positive attitude to think about problems on weekdays, we will find that everyone has their own courage and brave behavior. Many times they don't realize it, and they don't strengthen and express it. They are always negative. For example, I often hear the old man conclude to the child that "this child is timid, and this child is born shy." . 。” There is no right or wrong education method, the first is the mentality problem, positive people.