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Why do some people dare to buy cars and houses even if they don’t pay back the money they owe?

Maybe it’s just a matter of luck, or maybe I really don’t have the ability to do it. Let's see what happened to them.

1. The court can auction Lao Lai’s only house

In the future, having only one house will no longer be the reason for Lao Lai to avoid court enforcement. For example, if the person subject to execution is 50 years old and his son is 25 years old and owns real estate, he can be executed even if the person subject to execution only has one house;

Case analysis: Liu Moumou from Shuyang, Suqian City, Jiangsu Province Involving a private loan dispute, his only house was auctioned by the court for more than 810,000 yuan. Considering his future family life needs, the court paid him 50,000 yuan from the auction proceeds, equivalent to about 6 years of local rent.

2. Seize and freeze Laolai’s Alipay accounts

Due to the lag in updates of laws and regulations, many Laolai deposited money into online payment accounts such as Alipay and WeChat, and then used the bank’s They deceived the court on the grounds that there was no money in the card to avoid debt collection.

Now, the funds in online virtual transaction accounts such as Alipay, mobile payment, and WeChat payment are also within the scope of the property of the person subject to execution that can be enforced by the court. Once you become a lazy person, you will be restricted from booking travel accommodation, buying insurance, renting a house, going on blind dates, etc. online in the future.

3. Freeze and deduct Laolai’s property online with one click

Starting from February 2016, people’s courts and financial institutions will send electronic legal documents through the Internet and receive inquiries from financial institutions. , result data and electronic receipts of freezing, deduction, disposal, etc.

In the future, the execution judge will be able to check, freeze and deduct the financial property of the person subject to execution in more than 4,000 banking financial institutions across the country with just one click of the mouse without leaving home.