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The last month of the year is coming. Do you have any daily necessities to stock at home?
Everyone saves money for different reasons. Some people save money because of lack of money and financial difficulties, some people save money because of all kinds of unknowns and uncertainties about the future, some people retire early to achieve financial freedom, and some people are happy without consumerism.

Since I saved money, I am not the same person as before, and I feel completely different. All aspects of life have undergone earth-shaking changes.

Maybe in the eyes of others, saving money must be very painful, but in my opinion, I am really happy. I really don't feel any humbleness, self-pity or pity, because saving money is the highest state of self-discipline for whatever reason.

I got a self-disciplined life and self-disciplined happiness.

Here, share some of my daily ways to save money.

1. Don't eat out, don't order takeout, and insist on cooking by yourself.

Here, except when traveling and traveling, or when work and friends and relatives need to socialize and eat out. In other cases, I insist on cooking by myself, even if it's simply cooking a handful of noodles at home, throwing a few leaves and eggs, simple or complicated, as long as I cook by myself.

2. Try to use cash

For the supermarket downstairs, if you pay by WeChat, you need to pay a lot. If you pay in cash, the boss will erase the zero. Because the boss is also trying to attract repeat customers, I always pay in cash, which can save a few cents each time.

Moreover, using cash will make people feel that they really spend money, have concerns, exercise restraint, and hurt their flesh. There is no concept and pain in swiping a card.

Put the things you want to buy in the shopping cart and wait for 30 days to cool down.

Every time I want to buy necessities, put the shopping cart in the first place, look at the price, and then check the price in a few days. The prices of major shopping platforms have been fluctuating, and then observe for a period of time to find a relatively low price before buying.

If it's not a necessity, keep it in the shopping cart, and slowly calm down after one month to see if you need it. Many times, my impulse at that time passed and I didn't want it.

When you go out, take a cup of water and paper.

No matter when you go out, you always bring a water cup to pour yourself water. You can have water to drink when you are thirsty, and you don't have to spend money to buy water. In addition, people have three urgent needs when they are away from home. Take some paper with you, which can save money and deal with emergencies.

5. Do not hoard goods, make up orders or participate in full reduction.

To be honest, there are many discounts and promotions on e-commerce shopping platforms all year round, as well as various festivals and celebrations, and the price is not necessarily higher than the Double Eleven. The consequence of hoarding too many commodities is that they will either expire or not be used up, because it is crazy to consume a lot for fear of expiration, but it is not worth the candle.

6. Don't underestimate the sales of waste recycling.

Because there are a lot of online shopping now, I seldom go to physical stores, so there will be abandoned express boxes. At the same time, there are two dolls and some used books at home. I save these things and bundle them up and send them to the scrap collection station every once in a while. At present, a catty of paper shells costs about 70 cents, and a catty of plastic bottles costs about 80 cents, which can sell for more than ten dollars at a time. Selling once or twice a month is also an income.

7. Don't eat snacks, don't drink, and eat fruit instead.

Personally, I am not interested in snacks and drinks. I always feel that it has a strong industrial flavor, so I don't buy snacks and drinks at all. These things are really unhealthy. In addition to three meals a day, I usually eat some fruit if I want, which is fresh and healthy.

8. Go to the supermarket and bring your own bag.

Now the plastic bags in the supermarket, small 50 cents, large 1, are not cost-effective. Prepare your own cloth bag, which is both economical and environmentally friendly.

9. concentrate on flushing the toilet

When we were all at home at the weekend, a family of four had finished urinating, so we concentrated on flushing the toilet once and saved water three times. This varies from person to person.

10. Online shopping is not satisfied with decisive return.

Unsatisfied things will not be reluctant to use, because in the end they will be idle because they don't like them. So don't be afraid of the trouble of returning goods, overcome inertia and resolutely return them. If you return them, you will get them.

1 1. Start buying the wrong books.

I used to buy genuine products instead of non-genuine ones. Now I think that non-genuine books are actually very fragrant, which is really too fragrant for people who want to save money or the poor. Intellectual property rights are not discussed here. I am just a little dust, enjoying a little welfare in the cracks.

And some books are not worth buying genuine ones. For example, the books written by two children are brushed once and then thrown away. Some original American English books and some bestsellers are quickly brushed, and they will not be used again after reading them. This is still good.

12. Go to the supermarket after dinner.

Every time I go to the supermarket after dinner, I am mainly afraid of being hungry. When you arrive, you have to eat. When you are full, you are not interested in seeing anything.

13. Turn off all electrical appliances before going to bed at night.

Many people think that standby doesn't cost much electricity and don't care. However, the data show that the energy consumption of many electrical appliances in standby state is about 10% of the starting power. WIFI can save a lot of money by adding up all kinds of appliances in the home.

14. Eat seasonal cheap dishes and often buy low-priced dishes with a unit price of more than one yuan.

There are a lot of seasonal vegetables on the market that are cheaper. You eat more green leafy vegetables in summer and radish, cabbage, potatoes and kelp in winter. When I don't know what to eat, or when the price of vegetables is particularly expensive, I eat potatoes, onions and radishes. These dishes are very cheap all year round, with a unit price of more than one yuan. If there is more tofu, nutrition is enough.

15. Accounting

Bookkeeping allows us to clearly see how much money we have spent, what we should spend and what we should not spend. We don't feel anything when we spend money, but when you open the bill of account, you will be particularly surprised and can't believe that you have spent so much money. Many times, we say that spending money is like running water, and we don't know it. And bookkeeping can remind us, let us constantly reflect and be rational slowly.

16. Do it yourself and learn simple daily maintenance.

Labor costs are particularly expensive now. Home water pipes, sewers, simple circuits, blocked toilets, changing light bulbs, etc. I handled it myself. You can find some tutorials about Tik Tok, or you can search online. I learned to install electric boxes, tap water and simply paint the walls.

17. Turn the tap a little.

I used to like to turn on the tap. I feel that whether I wash my hands or face, brush my teeth or wash clothes, I always feel comfortable with the tap on. In fact, it consumes a lot of water and is not environmentally friendly. In fact, as long as you turn down the tap, you can save a lot of water and money.

18. All kinds of tariff packages have been adjusted, and all members of major platforms have been cancelled.

Whether it's a mobile phone or WIFI at home, in fact, the traffic package is enough. The mobile phone package we are using now is the minimum basic package 18 yuan. We bought more traffic of 10 yuan, which is enough. WIFI at home is mobile, occasionally the signal is almost bad, but it is good most of the time, only more than 300 a year.

There are no members of major video platforms and shopping platforms. These platforms are all monthly, and you charge there whether you use them or not.

Ask your child's aunt to borrow your account when you want to watch the video. Every year, the online investment platform sends out the only JD.COM member.

19. Take a small rice cooker or insulated boxed rice when driving out.

Every time I go out, I always bring a small rice cooker, 1.5 liter, which is relatively small. When I go out, I can buy some dried noodles and eggs and cook them in any supermarket. Bring some rice, you can make an appointment to cook porridge regularly, buy some cakes and burritos in the supermarket to heat them up, add some cucumbers, and a hot meal will solve it. 10 yuan is enough for a family of four.

20. Sticking to skipping rope is efficient and saves money.

I have taken a detour before, bought yoga mats and dumbbells, but fortunately I didn't spend a lot of money on a fitness card. Slowly began to find that, in fact, a skipping rope is the best fitness choice, more flexible time and place, and good weight loss effect. I bought 9 skipping ropes, which are very easy to use, and I don't need any skipping rope on the tall one.

In fact, fitness is willpower to win. It costs money to get a fitness card. If you don't discipline yourself, you can't save us.

Exercise and fitness is an investment in yourself. In the long run, not getting sick also saves a lot of money.

2 1. Every season's clothing follows the "three three three principles"

"Three" is a particularly magical number, no more, no less, just right. In other words, three pairs of trousers, three coats and three coats are basically enough for every season.

22. Buy classic clothes, don't pursue fashion, don't buy too cheap and low quality.

Many fashionable clothes, after this period, you will find it strange to wear them again, so you can't wear them out. So when buying clothes, don't buy those fancy clothes, but insist on buying classic ones, such as black coats, some classic khaki trench coats, jeans and so on, no matter how the fashion trend changes. Besides, you don't have to buy cheap clothes. Sometimes the quality of cheap clothes is so low that I don't like them after wearing them for several times. Buy your favorite brand, although the price is more expensive, but once you wear it, you can wear it for ten years, and the cost is very low, and the clothes are good.

23. The shopping platform received preferential cash back, and was awarded Jingdou, and bonus hunter signed the contract.

If the quality of the purchased goods is acceptable, it will be cashed back with favorable comments in time. Many businesses have this activity. Usually they return one or two yuan every time. Large items can be returned to 8 yuan, 5 yuan, and you can save money by buying many things. JD.COM evaluates the beans returned to Beijing every once in a while, and can return tens of yuan a month.

Sometimes, bonus hunter is happy to have nothing to do. Sign it. But don't stay too long and don't waste too much time.

24. Multi-purpose, DIY by yourself.

You don't have to buy anything you need. You can do your own DIY, or you can change it and change it to something else. You can use the existing idle items at home to transform, you can also use waste, and you can buy some materials to make them yourself. These are all good ways to reduce costs. For example, there are four-corner steel frames that are relatively easy to use at present. One is a wardrobe, one is a bookshelf, one is a coffee table, and the other is a bookshelf. Everything works well. If you buy finished products, these four things must be at least several thousand larger.

25. break free

In fact, 80% of what we have is what we don't need, and only 20% is really needed. So the real way to save money is to subtract, give up and buy only what you really need. Then, we will find that we can save a lot of money, much more than we thought, which is enough to shock us.

By saving money, we not only gain a sum of money, but also gain a sense of security, happiness and self-discipline.