Not necessarily. In the past, insurance was a paper policy, and it was generally necessary for me to personally sign or mail the policy before signing the contract. With the development of science and technology, the current insurance is basically an electronic insurance process, which can implement "air signature", that is, the agent can explain the insurance terms to the customer in advance, understand the basic information of the customer through video and voice, and then push the electronic insurance policy to the customer for "air signature" in the background after recording the insurance policy. Customers only need a mobile phone, and they can complete the insurance through the link without signing the contract in person.

However, in some cases, the applicant needs to sign in person, such as the applicant is too old, over 60 years old, wants to buy a long-term payment policy, or the annual premium is too high, and the financial contract needs to be adjusted. Generally, offline double recording is needed to confirm that the insured knows the contents of the policy, which is my true intention to apply for insurance, but now there are also remote double recording, which depends on the different requirements of different insurance companies.

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