1. How to use the credit card of China Bank to open the small secret-free payment function?
China Bank credit card micro-encryption function is turned on by default. You can also call the customer service hotline to apply for closing the micro-secret service.
2. China Bank's credit card micro-secret-free payment function is the basic function that is enabled by default, and does not need to be enabled separately. When a cardholder uses a financial IC card with the function of "flash payment" or a mobile device supporting "UnionPay mobile phone flash payment" to conduct a transaction with a certain amount or less at a designated merchant, he only needs to put the card or mobile device near the "flash payment" induction area of an acceptance terminal such as a POS machine to complete the payment. During the payment process, the cardholder will not be required to enter a password, and there is no need to sign. The maximum amount of small confidential payment in China is 1 1,000 yuan, and overseas is subject to the local limit. In order to ensure the safety of cardholders' use of cards, eliminate the worries of cardholders who experience the function of small secret exemption and visa exemption, and enjoy the convenience of payment brought by this function with peace of mind, China UnionPay and commercial banks have set up a special compensation fund for cardholders.
3. Hardware support ensures that UnionPay financial IC cards and mobile devices supporting UnionPay flash payment have high security and privacy. With multiple technical support, the probability of fake cards caused by copying cards or mobile devices is extremely low.
4. Merchant terminal management Strictly select small confidential visa-free merchants, standardize terminal deployment management, and establish a monitoring mechanism for daily transactions between merchants and terminals to provide cardholders with a safe and reliable consumption environment. .
5. Transaction Limit Control The transaction limit of small-sum confidential exemption and visa-free is set below RMB 65,438+0,000 in China, and overseas transactions also meet local limit standards, with controllable risks.
6. Risk Monitoring and Analysis UnionPay and the bank conduct background risk monitoring of transactions, and through various prevention and control measures such as systematically monitoring transaction characteristics, identifying suspicious transactions, and suspending transaction authorization, cardholders can use micropayments with greater peace of mind.
7. Compensation for losses Establish a "risk full payment" guarantee mechanism, so that all cardholders can get full compensation for their normal card use losses after confirmation and verification.
8. How do China Bank and China Bank open small secret-free payment? If the debit card is associated with mobile banking, you can click the function of account management-select debit card-limit setting-small/signature confidentiality (POS consumption) to turn on or off small confidential payment. Tips: By default, BOC IC debit cards open small confidential transactions, which can be closed through BOC counters, personal online banking, mobile banking, telephone banking self-service and other channels.
9. China Bank credit card small secret free function is turned on by default. You can also call the customer service hotline to apply for closing the secret-free business.
10, what is the small secret service for China Bank to pay China bank cards? Small-sum confidential-free transaction, that is, fast online small-sum payment service, refers to a single online transaction with a certain transaction amount or less initiated through debit card IC card in some industries and merchants with large proportion of small-sum transactions and fast settlement speed, which eliminates the steps of checking confidentiality, printing purchase orders and checking signatures. By default, all our cards will open small confidential transactions. If your card is a chip card, it is turned on by default, and it needs to be turned off if it is not needed.