The policy is not signed by the insured, and the legal consequences brought to the insurer are more obligations.
The applicant claims that he has the right to claim that the insurance contract is invalid or terminated because he is not signed by himself, and the insurer should bear the responsibility of returning all the premiums; Once the insurance accident really happens, the insured may ratify the validity of the proxy signature for his own rights and interests, so that the insurer loses the right to claim that the insurance contract is invalid and must fulfill the insurance responsibility.
Therefore, from the perspective of interests, insurers should pay more attention to the damage and adverse legal consequences caused by various irregularities such as the signature of business personnel.