Article 34 of China's Insurance Law stipulates that a contract with death as the condition for payment of insurance benefits is invalid without the consent and approval of the insured. An insurance policy concluded in accordance with a contract with death as the condition for payment of insurance benefits may not be transferred or pledged without the written consent of the insured.

On July 26th, 2000, the China Insurance Regulatory Commission issued the Notice on Issues Concerning the Regulation of Personal Insurance Business Behavior, which clearly stipulated the signatures of the insured and the insured. "Life insurance application form, health and financial notification form and other documents indicating the willingness to apply for insurance or applying for changing the insurance contract shall be filled out by the insured himself. If it is filled in by others, it must be signed by the insured and confirmed by others. "

The notice also requires that the application for insurance or change signed on behalf of the insured must be jointly signed by the insured and the insured, otherwise the insurance company will not accept it. The CIRC requires that since the date of issuance of the Notice, "all insurance companies must increase relevant procedures to prevent signatures from being generated during the exhibition industry. If it is found that the agent has another signature or misleads the customer to sign on his behalf, the insurance company shall terminate the agency contract with the agent. "

According to the provisions of Article 34 of the Insurance Law and the wishes of the customers, the insurance company terminates this insurance contract; According to the regulations of the China Insurance Regulatory Commission, the insurance company terminates the agency contract relationship with the agent He Mou.