product description
China Bank's all-currency international chip card is a credit card product carefully designed for those who need to pay abroad. Adopting the international EMV chip standard, it has financial functions such as interest-bearing deposit, revolving credit, installment payment, automatic purchase of foreign exchange for global RMB transactions, and more preferential and convenient value-added courtesy, allowing you to travel all over the world with one card in your hand.
Distribution scope: the whole country
fundamental function
All-currency international chip card is a chip card product conforming to EMV standard. Using chip and magnetic stripe composite card, it supports overdraft interest-bearing deposit and interest-free period, consolidated bills of main and auxiliary cards, unified repayment and flow control of auxiliary cards. Personal transaction SMS reminder, colorful electronic bill.
Special purpose
1. Travel around the world carefree.
■ If you spend all-currency international chip card platinum card in overseas duty-free shops, you can enjoy cash refund when you spend more than $200 in a single payment, and the refund ratio is as high as 5%. The maximum cash return amount for each card is $500 per month. There is no need to make an appointment in advance all year round.
■ No matter when, where and in what currency you swipe your card to spend or withdraw cash, the currency exchange fee for cross-border transactions is reduced, and the preferential strength is 65438+ 0.5% of the transaction amount.
■ All-currency International Chip Card Platinum Card holders can enjoy double points in consumption abroad, and the points are permanently valid, which can be accumulated bit by bit and enjoy colorful gifts.
■ No matter where you are in the world, foreign currency transactions conducted with your card can be automatically converted into RMB, so you only need to easily return the RMB arrears and avoid complicated foreign exchange purchase procedures. You can log in to online banking or call 4006695566 to open the people's bookkeeping service for global transactions. If you want to use US dollars for cross-border consumption and repayment, it is recommended to turn off this function.
2. Five guarantees are safe and convenient
■ Adopt the international EMV chip standard, effectively reducing the risk of counterfeiting and fraud.
■ If your credit card is lost or stolen, please call 40066-95566 to report the loss immediately. After the loss is reported, the corresponding risks and responsibilities shall be borne by the bank.
■ You can choose "signature" or "signature+password" to swipe your card, which makes you feel more at ease when using the card.
■ Provide you with real-time transaction SMS reminder service to ensure that you can control the card usage at any time.
■ When you have a large or abnormal transaction with your card, we will confirm it to you as soon as possible to relieve your worries.
3. More service upgrades.
■ Combination of lending and borrowing, free use: All-currency international chip card combines the advantages of savings card and credit card, allowing you to enjoy the convenience of overdraft consumption and interest-free repayment period while enjoying deposit interest.
■ Convenient automatic repayment: This card has automatic repayment service, so there is no need to wait in line at bank outlets, and there is a thoughtful SMS reminder after repayment.
■ Airline mileage and free redemption: If you are a "trapeze", the all-currency international chip card will provide you with services such as membership application and automatic mileage redemption of airlines such as Air China, China Southern Airlines and Shenzhen Airlines, so that you can accumulate and enjoy flying fun!
■ A variety of bills, you can choose: you can choose paper or electronic statements, as well as colorful MMS bills and push email mobile phone bills. Easy financial management in the e era is under control.
■ Bill consolidation and unified repayment of main and secondary cards: the main card holder can independently define the transaction amount of each secondary card in a billing cycle, and limit and control it. The main card can also choose to receive the transaction notification SMS from the secondary card at the same time.
■ Shopping by stages, convenient financial management: China Bank provides "Easy Purchase by Stages" card account by stages, bill by stages, merchant by stages, mail order by stages and large amount by stages. Easy financial management, enjoy life!
■ ATM and counter withdrawals of local BOC are free of charge: you can set any province or municipality directly under the Central Government as "your outlet". In "your site", you can deposit, withdraw money, transfer money and withdraw cash at the counter of our bank, without paying the handling fee!
■ Free annual fee for life: you can enjoy unlimited preferential treatment of free annual fee if you apply for a full-currency international chip card before 20141.
4. China Bank enjoys global services.
Global preferential merchants: select hotels, restaurants, entertainment, shopping and leisure, as well as Hong Kong, Macao and overseas boutique preferential merchants, so that you can enjoy exclusive courtesy everywhere.
■ Chinese service, cosmopolitan: China Bank has more than 900 branches in 32 overseas countries and regions, and even in foreign countries, it can enjoy cosmopolitan intimate service.
■ Gifts with rich accumulated points: for every consumption of 1 yuan, 1 points can be accumulated. You can exchange all kinds of gifts for free through the website "Integral 365" or call our customer service number 40066-95566.
5. Platinum quality shows dignity
■ You can enjoy the distinguished courtesy of the VIP Green Channel when you go to the counter of China Bank in China with the platinum card of the all-currency international chip card.
■ Bank of China has set up a special customer service hotline 40066-95569 for all-currency international chip card holders, so that you can enjoy one-on-one thoughtful and caring service.
■ All-currency International Chip Card Platinum Card can provide a high credit line that is more in line with your economic strength and consumption habits according to the credit information you provide, so that you can enjoy the convenient service of overdraft consumption.
■ Bank of China has specially prepared a number of domestic first-class golf clubs for distinguished international chip card holders with platinum cards, so that you can swing freely.
■ China Bank carefully selects celebrity medical institutions to provide expert registration, appointment, medical consultation, comprehensive physical examination and other services for hundreds of 3A hospitals in China, so as to protect your health in an all-round way.
■ China Bank provides you with comprehensive and high insurance to ensure your travel safety and take care of your life with your card.
■ Please click on the above guide to using exclusive privileges.
skill
■ The card opens automatic repayment service. You only need to provide the Great Wall electronic debit card, Great Wall credit card or savings passbook of Bank of China in my name, call the 24-hour customer service hotline of Bank of China or log in to the online banking of Bank of China to open the automatic repayment service. In addition, you can also make repayment by self-service transfer through online banking, mobile banking, telephone banking and ATM of Bank of China.
■ The card can be used in special merchants, self-service machines and counters of China Bank, and can be used in global Visa or MasterCard network merchants and overseas ATMs. Can't be used in domestic UnionPay network or other banks, merchants and self-service machines.
■ According to the relevant regulations of the State Administration of Foreign Exchange, the card shall not be overdrawn at domestic counters to withdraw foreign currency cash, and the customer's repayment of foreign exchange settlement and sale shall not exceed the foreign currency overdraft limit formed by the card.
■ All-currency International Chip Card Platinum Card is only issued to invited customers. Please call the Platinum Card Hotline at 40066-95569 if you have any questions.
Card on the right: