What are the application requirements for Guangfa UnionPay Diamond Credit Card?

The Guangfa UnionPay Diamond Card is another top credit card launched by Guangfa Bank, which can provide cardholders with top-notch privileges. It can be said to be the ultimate dream of many cardholders. As a top-level card, not everyone can own the GF Diamond Card. So what are the application conditions for the GF UnionPay Diamond Credit Card?

1. Be at least 18 years old (and ≤65 years old), and have a GF branch (outlet) in your place of work or residence.

2. Residents registered in mainland China, or people from Hong Kong, Macao, Taiwan and New Zealand who meet certain conditions after credit review.

3. The annual income reaches the local average level (pre-tax income).

4. Guangfa Diamond Card has certain income requirements for applicants. They must at least meet the conditions for becoming a VIP of Guangfa Wealth Management, that is, the average daily financial assets of Guangfa Bank within a natural month must be 300,000 yuan. and above, and you also need to receive an invitation from the bank to apply.

The above is an introduction to the application conditions for Guangfa UnionPay Diamond Credit Card.

Guangfa UnionPay Diamond Credit Card is online! The top credit card is here

China Guangfa Bank announced that it will add a diamond card to UnionPay cards, and the diamond card is a higher level credit card than the platinum card, which is also a top credit card. Many people are discussing GF UnionPay Diamond Credit Card. So today I will introduce to you what kind of card the GF UnionPay Diamond Card is.

1. Diamond credit card rights

As long as it is a diamond card, the cardholder can enjoy airport and high-speed rail VIP lounge services for free, and can bring one person for free every year.

In addition, some operations that require payment of handling fees are basically free with diamond cards. For example, domestic and overseas cash withdrawals, emergency card loss reports, and production fees are all free of charge.

As for other rights and interests, it depends on the specific card issued by China Guangfa Bank.

2. Annual fee for diamond credit card

The annual fee for the new UnionPay diamond credit card of China Guangfa Bank is RMB 12,000 per year for the main card and RMB 5,000 per year for the supplementary card.

3. Diamond credit card limit

There is no specific information on the limit of this UnionPay diamond credit card newly added by GF, but its level is higher than the platinum card. As a high-end credit card , the amount is naturally not low.

And the diamond cards of other banks can reach a limit of one million, so this diamond credit card of GF must also be able to reach a limit of one million.

The above is a summary of some relevant information about Guangfa UnionPay Diamond Credit Card. It can be seen that the limit of this new diamond card is very high, and the annual fee is also quite high. As for the benefits, as a high-end credit card The rights and interests are certainly quite rich. However, this card type has been added, and there is no corresponding card yet.

What is a diamond credit card?

Hello, the diamond card is the highest level of credit card. Many banks will launch diamond credit cards, but there are definitely very few that can be applied for. Generally speaking, only customers whose monthly average financial assets exceed RMB 5 million for several consecutive months have the opportunity to apply for a diamond card. After the application is received, the handling fees required for various ordinary credit cards are waived for the Diamond Card. Then the maximum limit of a diamond card can reach 5 million yuan. The diamond cards of various banks have a lot of supporting services, a lot of free insurance, and certain discounts for flying and staying in hotels.

To understand what a diamond card is, you must first know what a UnionPay card is. 1. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. It starts with 62 and has the UnionPay logo on the card face. Then UnionPay cards can be divided into ordinary cards, gold cards, platinum cards and diamond cards according to the card level and service permissions. In other words, the Diamond Card is the card with the highest level and the most service benefits. It is the highest level of credit card. Its target customers are mainly social elites and professional elites. The card will have the identification pattern of the "Diamond" diamond card product. Black and black with metallic and pearlescent luster are often used as the base color of the card surface, which is the legendary "black card".

1: What is a credit card?

A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or consume in specialized business service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.

Credit cards stipulated in relevant Chinese laws (Interpretations of the Standing Committee of the National People's Congress on the provisions of the People's Republic of China and the Criminal Law on Credit Cards) refer to electronic credit cards issued by commercial banks or other financial institutions. Payment card. It has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

What is the limit of Guangfa UnionPay Diamond Credit Card? The applicant's credit conditions are key

The China Guangfa Bank UnionPay Diamond Credit Card is a top credit card that can provide high-end value-added service benefits such as top private club privileges, unlimited golf practice, unlimited roadside assistance, etc., and is very popular among card friends. focus on. Many card friends also want to know the limit of this GF Diamond Card. Let’s find out together.

1. What is the limit of Guangfa UnionPay Diamond Credit Card?

Usually the credit card limit is affected by the card level. The higher the credit card level, the higher the limit. For example, the most common high-end credit card, such as the Platinum Card, has a minimum limit of 50,000 yuan, while the GF Diamond Card is several levels higher than the Platinum Card, and the limit is at least several times that of the Platinum Card.

In addition, applying for the Guangfa Diamond Card requires that the average daily gold assets in Guangfa Bank in a natural month must be more than 300,000 yuan. It is said that banks refer to income when granting credit to credit cards, usually based on monthly income. The limit is determined by 2 to 3 times of the amount, so as long as you get the GF Diamond Card you applied for, the minimum limit is several hundred thousand yuan.

Of course, the final amount depends on the applicant’s credit conditions, such as the applicant’s age, gender, unit, income, position, housing, education, marriage, real estate, professional title and other factors. It will affect the approved card limit.

2. How to increase the limit of Guangfa UnionPay Diamond Credit Card?

For a high-end credit card like this, it is not as difficult as you might imagine to increase your credit limit.

If you feel that the limit is not enough, call the VIP service hotline of China Guangfa Bank and you may be able to increase the limit immediately. Or you can directly apply for overseas card swiping permissions, make a few more purchases overseas, and there is basically no suspense about increasing your credit limit.

After all, since the bank dares to provide a limit of 100,000, it must be under risk control, and naturally it will not be stingy in raising the limit.

That’s it for the introduction of UnionPay Diamond Credit Card.