Current location - Quotes Website - Personality signature - How to judge whether the online loan contract is legal?
How to judge whether the online loan contract is legal?
P2P online lending, or peer-to-peer lending, refers to direct lending between individuals through the Internet platform.

Judging whether the online loan contract is legal through contract law and electronic signature law.

Article 12 of the Contract Law stipulates: "The contents of a contract shall be agreed by the parties, and generally include the following clauses:

(1) The name and domicile of the party concerned;

(2) Subject matter;

(3) quantity;

(4) quality;

(5) Price or remuneration;

(6) Time limit, place and method of performance;

(7) Liability for breach of contract;

(8) Methods for resolving disputes. Only online loan contracts containing the above terms are legal.

To conclude a contract by electronic contract, a reliable electronic signature is needed to ensure that it has the same legal effect as a handwritten signature.