Question 1: Endorsement of Cash Check Question 1) When withdrawing money from a cash check, two stamps must be stamped on the front, one is the financial seal of the payee's company, and the other is the personal stamp. Only these two stamps are stamped on the back. , as long as you have a positive identity number!

2) If you don’t want to withdraw money, you can put the money from the check into your card or passbook, but the first step of endorsement is also required!

3) It is more complicated to deposit the transfer check into the bank. It is recommended that you prepare 5 chapters. The first chapter is the name of the company, which should be stamped on the front of the narrower, and the second is at the top of the back. Stamp the bank name of the bank where you make money, the third one is the entrusted collection, and the fourth one is the company's financial seal. For example, the first one you receive is the Sun Company, and the second financial seal is the special financial seal of the Sun Company. This one is round, and the fifth one is the name seal, which is square! Such as Li San's seal. Of course, if you are willing to handwrite, the payee in the front can be handwritten, the bank in the back can be handwritten, and the entrusted collection can also be handwritten, but The life seal cannot be handwritten, any one can be used! The financial seal must match the previous payee! As long as the check is handed over to the bank, it must be endorsed

Question 2: Do cash checks need to be endorsed? Endorsement transfer means that a bank check, bank acceptance bill, bank cashier's check, letter of credit, etc. is stamped and signed on the back of the bill and transferred to the designated beneficiary. The beneficiary must also sign on the back of the check (or money order, cashier's check, etc.) Only after stamping the account can you go to the bank where you open the account.

There are two empty columns on the back, which are used for endorsements. That is, whoever stamps (endorses) here, the check will be credited to his account. But sometimes, after one company stamps the account in the left column, it gives it to another company, and the second company stamps the account in the right column, and the transfer is completed. However, some banks do not allow check endorsement and transfer.

Cashier's checks cannot be endorsed or transferred. Cashier's checks are specially made for withdrawing cash. Cashier's checks can only be used to withdraw cash.

Question 3: Why can’t a cash check be endorsed and transferred? A cash check is a cash instrument in which the bank unconditionally pays a determined amount to the payee when the check is presented. It is equivalent to cash and will not be transferred. It is mainly to protect the interests of the payer! At the same time, a cash check is different from a transfer check. It is paid to the "payee" recorded on the check, which is different from the holder of the transfer check.

Question 4: Cash checks from companies to individuals need to be endorsed ? Endorsement is not required and cannot be endorsed.

Because cash checks can be exchanged for cash by taking them to the bank.

When you go to the bank to withdraw cash, you only need the payee and his ID card, and you need to fill in the personal ID information at the back of the check

Question 5: Do you need to endorse a cash check? of.

When withdrawing a cash check from a bank,

the payee needs to endorse the back of the check.

Generally speaking, the payee of a cash check is the issuing unit.

In addition to stamping on the front, the unit must also stamp on the back.

Question 6: Do checks issued by banks on behalf of wages need to be endorsed? Checks issued by banks on behalf of wages require endorsement. The name of the payee's own company, and then endorse and stamp his or her reserved seal at the bank.

If you have signed a payroll reimbursement agreement with the bank, you can write the name of the company in the payee field of the check. The amount is the amount of wages the unit should pay. Just write salary in the purpose column. Also attach the salary list for the month, the total of which is the same as the check amount.

Endorsement is the act of the payee signing or making certain comments on the back of the instrument to indicate the transfer of the instrument. The transferor is called the endorser, and the transferee is called the endorsee. The transferee can add another endorsement and then transfer it. In this way, a note can be transferred multiple times.

Question 7: Can the payee of a cash check be an individual? If so, what kind of endorsement is needed? Thank you. Whoever writes the payee is the one who endorses it. If you write a person, you are not required to endorse it on the other side. Don’t make a mistake.

However, cash checks are generally used by the company. If you want to write a check to an individual, it is recommended that you use a transfer check. The payee can use the transfer check to transfer the money to his bank card. The purpose is to write labor expenses

Question 8: When withdrawing reserve funds by cash check, do cash checks need to be endorsed? When an enterprise uses a cash check to withdraw reserve funds, it must be endorsed, otherwise the cash cannot be withdrawn

Question 9: Checks are OK Can it be transferred by endorsement? The Negotiable Instruments Law stipulates:

Transfer checks can be endorsed and transferred and the payment can be stopped by reporting the loss.

However, cash checks cannot be endorsed and transferred.

If the drawer does not allow transfer, the words "No transfer allowed" should be noted on the front of the bill.

If the drawer indicates "no transfer by endorsement", he will not be responsible for payment of the bill, but will be responsible for payment of civil debts. That is, if the check becomes invalid, he will be responsible for the corresponding debts of the creditor who originally obtained the check. Liability to pay, but not liability to pay the note of the creditor accepting the assignment.

Question 10: What is the starting amount of the check? Does the check have to be endorsed? The cash check issued shall not be less than the starting amount specified by the bank. The amount below the starting point shall be paid with cash on hand. The starting point for the check amount is 100 yuan, but it is not subject to the starting point limit when settling the account.

There is no direct requirement for the starting point of the transfer settlement amount, and transfer settlement is encouraged. As long as both parties have transferable accounts, the bank will have some restrictions of its own. The starting point for settlement by transfer check is usually 100 yuan, but sometimes there is no starting point at all, such as when paying taxes, and a transfer check can be used for a few cents. As for settlements such as wire transfers and letter transfers, there is no starting point. As long as you are willing, you can remit even a penny.

When depositing a transfer check, you must write an endorsement, stamp the company's financial seal and name seal, write the date of entry and "**Bank entrusted collection"; when filling in a cash check, You also need to fill in the endorsement, write the date and the name of the ID card (that is, your name, the name of the branch where your ID card is located, and your ID card number, and finally add the financial seal and name seal of the unit) !!

Checks are divided into cash checks and transfer checks

If you receive a cash check, there is no issue of endorsement, because the payer is already there when giving you the check. The front and back of the cash check are stamped. You only need to go to the bank where the cash check is opened and you can withdraw the money.