If one of the husband and wife owes foreign debts, but the other party has not signed them, but the debts are used for family life, they need to be shared. At this time, it belongs to husband and wife. The same debt of husband and wife must be signed by both husband and wife or ratified by one party afterwards, or the debt assumed by one party for family life during the marriage.

legal ground

Article 1064 of the Civil Code

The debts incurred by both husband and wife after the same signature or ratification by one party, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.

Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.