You can write two people's names when you buy a house with a loan.

1. If the couple belong to a husband-and-wife relationship, according to whether it is a first-hand house or a second-hand house, provide the following materials:

1. First-hand mortgage loan

If you buy a newly developed house, you need to mortgage the newly bought property and apply for a mortgage loan for the lender yourself. The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate.

2. Second-hand housing mortgage loan

Loan procedures need: identity certificate of the buyer and seller, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and no house certificate.

Two, if the two do not belong to the relationship between husband and wife, in addition to the above materials, but also need to provide their own husband and wife identity certificate, marriage certificate, etc.

Second, how to add the wife's name to the mortgaged house?

"Is there a way to add the wife's name to the mortgaged house? If it is during marriage, you can directly add your spouse's name, because the property belongs to the joint property of husband and wife. To add a name, you need to prepare relevant materials and go to the real estate trading center for change registration. However, if you add a name at the time of mortgage, you need to obtain the consent of all parties. "

Extended data:

The main feature of a mortgaged house is that the property right of the house is mortgaged to the bank, and the property owner may not sell the house without authorization. In order to realize investment or financing, more and more buyers want to transfer mortgaged houses in second-hand housing transactions.

Mortgage: There are two forms: legal mortgage and legitimate mortgage. Legal mortgage: refers to the transfer of existing real estate to the mortgagee as repayment guarantee; Righteous mortgage is to transfer the future real estate (such as uncompleted residential flats) to the mortgagee as a repayment guarantee.

3. Whose name should mortgage to buy a house write?

Generally speaking, according to the bank mortgage loan procedure, the lender is the future owner, that is to say, the lender's name must be the same as the name on the real estate license, otherwise the loan cannot be processed, so don't worry, even if your mother-in-law asks her name to be written on the real estate license.

The reason is that mortgage is actually a real estate mortgage, that is, the name of the owner of the movable property (that is, the house) mortgaged by the house you bought is the same. In addition, if you are married now, your name will also appear in the loan procedures, so you can add your name when handling the real estate license, or write it as real estate.

If the mother-in-law asks repeatedly, in order not to cause family conflicts, she can ask her husband to explain in detail. But if it is a one-time full payment, the real estate license can be written in anyone's name.

Four, who can write a loan to buy a house title certificate?

Legal analysis: a person. Only one person's name can be written, because mortgage purchase can only be handled according to the principle that whoever borrows money signs it, so as to ensure that the signatures on the purchase contract, loan contract and real estate license are unified, on the grounds of avoiding the loan risk of banks.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 671 Where the lender provides the loan on the agreed date and amount, thereby causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.