Yes

Ping An Insurance can handle surrender, as long as we purchase Ping An insurance products through formal channels. However, there is one situation where Ping An Insurance can refuse to surrender the policy. That is, if we have reported a case to the insurance company or asked Ping An Insurance for reimbursement within the validity period of the coverage, then we cannot handle the surrender at this time.

The policy surrender is divided into a hesitation period, a policy surrender and a normal period. If the policy is surrendered during the hesitation period, the full amount can be refunded, but if the policy is surrendered during the normal period, only the cash value can be refunded. It would be best if we could apply for surrender during the hesitation period, and the impact on both ourselves and the insurance company would be minimal.

2. How to withdraw from Ping An Insurance

Currently, Ping An Insurance only supports offline withdrawal.

First of all, we should determine whether we are eligible to surrender the policy, and clarify the information and address required for surrender. We can choose to call Ping An Insurance’s customer service number to inquire.

After that, we will prepare the corresponding information according to the requirements of customer service. When ready, we can go to the site to handle the surrender. We need to write a surrender application on site, mainly so that the staff can easily review and know the reason for our surrender.

Then we submit the surrender application and information to the staff, and the staff will review it. If there are any problems, we will ask us to make supplements. If there are no problems, the finance department will call us. payment, so we usually receive our refund fee within 3 to 5 days.

3. What should you pay attention to when surrendering the policy of Ping An Insurance

1. First of all, we must prepare all the information for surrendering the policy, so that we can surrender the policy faster. Secondly, if the policy holder is not the one who is going to surrender the policy, he/she needs to prepare a surrender authorization letter and a surrender application signed by the policy holder himself, so that he can handle the surrender.

2. Many people now pay premiums through automatic deduction, which means that we have bound our bank cards, so in order to prevent the insurance company from repeatedly deducting fees, we need to decide to surrender the policy. In the future, the account in the corresponding bank card will be cleared, or the bank card will be unbound.