1. The borrower is an enterprise, not an enterprise legal person or shareholder (loans are not included in personal liabilities).

second, it is an unsecured pure credit loan, which does not need to be mortgaged by any assets of the enterprise legal person or shareholders.

enterprises and business owners (or actual controllers) who need loans have good credit, and cannot have current overdue and interest arrears records.

The owner (or actual controller) of the enterprise is 18-6 years old, except Hong Kong, Macao, Taiwan and foreigners.