ICBC's online banking set up visa-free items, taking mobile phone bill payment items as an example, the steps are as follows:

1. After the mobile phone is connected to the Internet, download the ICBC mobile phone client, open it, and enter the user name and password.

2. Click Pay in the main menu. After successfully paying the phone bill to a certain number, a prompt will appear below the successful transaction, that is, set the number as visa-free. When you pay again through mobile banking, as long as the payment amount is within the limit of visa-free transaction, you don't need to use a password card to pay.

3. Click Add as a visa-free payment item at the bottom of the prompt, and you will be prompted to enter the dynamic password of the password card. Click OK after successful input.

4. When the system determines that the password card is correct, it will show that the transaction is successful, that is, the visa-free payment item has been successfully set. In the future, you don't need a password card to pay the phone bill within the visa-free payment limit.