What does it mean to sign on the back of a credit card?

Signing on the back of the card is to ensure the safety of the cardholder. Please be sure to sign. Just remember how to sign at will. If you sign the bill incorrectly, the merchant may refuse it. Of course, if your card has a transaction password or belongs to a photo card, you don't have to sign it, but this will lose a heavy guarantee.

Don't try to erase the signature in any way, so the special paper in the signature column will peel off and the card will be invalid (if the signature is so easy to modify, it will be very dangerous, hehe).

What's the use of signing on the back of a credit card

Most domestic credit cards don't have signatures on the back, so it's customary to use passwords in domestic transactions. But the signature on the back of the credit card is very important, so what is the use of the signature on the back of the credit card? Explain it in detail for you.

1. Stealing without signature is at your own risk.

The credit card is stolen, and whether it is signed or not determines who bears the risk. If there is a signature, the merchant will bear the risk of the credit card being stolen without checking the signature, while if the credit card is stolen without the signature, the responsibility lies with the cardholder.

You can get back the swallowed card with your signature.

When the cardholder withdraws money from the ATM of the bank, if the machine breaks down and the card is swallowed, the bank staff can also check the signature on the back of the bank card with the signature on the register under the condition that the identity of the victim cannot be verified, so as to handle the card return business.

3. No signature affects consumption abroad.

The signature on the back of the credit card is the guarantee of consumer safety, as important as the password. Unlike in China, you don't need to verify the password when you spend your credit card abroad, but you rely entirely on your signature. Therefore, if the cardholder does not sign back, it will affect his normal consumption abroad.

As can be seen from the above, the signature on the back of the credit card is very important. Everyone should be careful not to be too neat and easy to be imitated when signing on the back of the credit card. And the signature should be consistent with daily handwriting.

Why do credit cards have to be signed on the back? After reading it, you will hurry to sign it. ..

Many card friends will see the prompt "This card is for personal use only, please sign in the signature column on the back of the card" in the card issuance notice. However, quite a few card friends don't take this hint seriously, thinking that they just need to set a password for their credit cards, and it doesn't matter whether they sign or not. So, is this really the case? After reading the importance of signing on the back of a credit card, I think you will immediately take out your credit card and sign on the back.

Why do credit cards have to be signed on the back?

As far as we know, the back of the credit card is the guarantee of consumer safety, which is as important as the password and has three main functions:

1, affecting consumption abroad:

Although credit cards with no signature on the back can be swiped in China, they can't be swiped abroad. It is necessary to know that credit card consumption abroad does not need to verify the password, and the security depends on the signature, so if the cardholder does not sign back, it will affect his normal consumption abroad.

2. Reduce the risk of credit card theft.

Credit card endorsement can also reduce the chance of card being stolen. As we all know, if some credit cards have signature consumption and no password, it is easy for others to steal your credit card.

But the cashier must check the signature carefully when swiping the card. If you find that the signature does not match the signature on the back, you should cancel the consumption. Otherwise, if the cashier makes a settlement without checking the signature, the loss of your credit card being stolen will be borne by the merchant. I'm sorry if your credit card is not countersigned, but when your credit card is stolen, you are responsible for its loss.

3.ATM swallowing cards can be retrieved by signature.

Many card friends often encounter this situation and withdraw cash or deposits from ATM machines. If the password is entered incorrectly three times in a row, it will be easily swallowed. And if you can't provide proof that the card is your own, it is very difficult to get the swallowed card back.

But if your credit card is countersigned, you can also check it with the signature on the bank register. If you can check the number, you can get the swallowed card back.

Seeing this, do you still think it is unnecessary to endorse the credit card? Then, how to sign the back of the credit card?

1. Sign the signature column on the back of the card with a ballpoint pen or gel pen as soon as you get the card;

2. When signing, the font should be the same as usual, but it should not be too neat to avoid being imitated by others.

3. Do not alter the signature, otherwise the signature will be invalid.

Why do you have to sign a credit card?

As said on the first floor, this is an international practice.

Cards with no signature on the back are not accepted abroad because the identity of the cardholder cannot be verified. The signature on the back is like a password. When spending, the signature must be consistent with the signature on the back of the card. It is difficult for ordinary people to imitate another person's signature in a short time, which can not only ensure the security of the pro forma card, but also buy the card owner some time when the card is lost.

I'm in a bank. If a foreigner swipes his card, we need to sign his name and signature on the passport, so that he can sign it in person after swiping the card. If it doesn't look like it, we refuse to pay.

This concludes the introduction of why credit cards need to be signed and why credit cards need to be signed before they can be activated. I wonder if you have found the information you need?