The consequences of forging signatures and seals on bills: 1. The forger has no liability for the bill, but bears other legal responsibilities. According to Articles 103, 104, and 107 of the Negotiable Instruments Law, the legal liability of the counterfeiter is divided into criminal liability, administrative liability, and civil liability. The counterfeiter's civil liability is tort liability and compensation should be paid to the bona fide bearer. 2. The forger has no liability for the bill but has rights against the forger. 3. The person who authentically signs the bill is responsible for the literal meaning of the bill and has the right to claim compensation from the forger. Paragraph 2 of Article 14 of the Negotiable Instruments Law stipulates that a forged signature on a negotiable instrument does not affect the validity of other authentic signatures. 4. The bona fide holder has the right to claim compensation against the forger and the right to recourse against the authentic signer. 5. If the payer fulfills its obligation to examine the bill in accordance with the law and makes the payment, he shall not be liable; if the payer makes the payment in bad faith or with gross negligence, he shall bear the loss. Article 102 of the Negotiable Instruments Law: Anyone who commits any of the following acts of instrument fraud shall be investigated for criminal liability in accordance with the law: (1) Forging or altering instruments; (2) Intentionally using forged or altered instruments; (3) Issuing bad checks Or intentionally issue a check that does not match the original signature or seal reserved by the person to defraud property; (4) Issue a money order or promissory note without a reliable source of funds to defraud funds; (5) The drawer of the money order or promissory note is in Making false records when issuing bills to defraud property; (6) Fraudulently using other people’s bills, or intentionally using expired or invalid bills to defraud property; (7) The payee maliciously colludes with the drawer or holder to commit fraud Any of the acts listed in the first six items. Article 103 Anyone who commits one of the acts listed in the preceding article and the circumstances are minor and does not constitute a crime shall be subject to administrative penalties in accordance with relevant state regulations.