No. A Check is a bill issued by the drawer, which entrusts a bank or other financial institution to handle the check deposit business to unconditionally pay a certain amount to the payee or holder at sight. Mainly for current enterprises, but individuals can also open personal checking accounts. Passbook, or deposit book, commonly known as little red book, is a book used to record bank transactions in deposit accounts. For individual customers. In China, individuals do not have promissory notes. After all, it's bank garbage. Passbooks are generally fixed, suitable for people who don't invest and save money for the long term. Cardo is current and fixed. Of course, if you need liquidity for a long time, you can use a card. Relatively speaking, the card is more convenient, but it is not good to have more cards.