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Even the signature was not his own, but he was impersonated and overdrawn by 300 thousand. Is the bank really safe?
Seriously, this really makes people doubt the trust of banks! Without any card owner information and signature, I was inexplicably given a card and overdrawn by 300,000. I didn't know I had such a serious overdraft card until I got on the list of broken promises. The attitude of the bank is even more worrying!

The fake overdraft of 300,000 yuan dates back to 2065438+July 2006. Ms. He was suddenly sued by a guarantee company. The reason is that others fraudulently used their own relevant information, handled a Guangfa bank card and overdrawn more than 300,000 yuan. After the overdue repayment, the guarantee company sued Ms. He. After comparing the relevant bank card application information, I found that it was not my bank account number, and the names of all the card materials were not my signature. Knowing nothing about the existence of this bank card, Ms. He sued it to the court in order to protect her legitimate rights and interests. Zhanjiang Branch of China Guangfa Bank said that the loan should be repaid by Ms. He, arguing that although the signature and fingerprints of the relevant materials were not made by Ms. He herself, the ID card, house purchase contract, personal guarantee contract and marriage certificate materials needed to apply for opening an account belonged to Ms. He's personal important information, so Zhanjiang Branch had every reason to think that this was done by Ms. He at the instigation of others and demanded to bear the corresponding debt repayment responsibility.

The final trial result was confirmed by the court. Ms. He did not apply for a credit card, and all the information was not filled in by Ms. He. Therefore, the bank did not fulfill the corresponding strict review obligation, which led to fraudulent use of other people's information to replenish the card and consume, and also led to serious problems in Ms. He's credit information. Therefore, the credit card overdraft of 300,000 yuan and the corresponding interest need not be repaid together with the lady, and Zhanjiang Branch should also eliminate the bad credit information generated by Ms. He due to this credit card. Judging from this incident, it's really incredible! I didn't provide any materials, fill in any information, or even sign in person, but the bank can still handle credit cards. This shows how careless the work of the bank is! It is extremely unreasonable for such hasty behavior to try to justify and demand repayment from others without self-examination!

Bank trust crisis? In fact, many people have always had a corresponding crisis of trust in banks, mainly because of their own behavior. Remember the most vivid case? Leaving your job is irresponsible? This should be the fact that the public is teasing! If someone goes home to the counter to withdraw money and finds that the money is less, is that consistent? Leaving your job is irresponsible? This rule! Isn't it ridiculous to say that it is because of the staff's mistakes that the money has been increased, or that the customer needs to repay the money truthfully? Now everyone has a wide range of choices in financial management. If the corresponding trust relationship is not established, the subsequent business development of banks should become more and more difficult. If there is a crisis of trust between enterprises and customers, it will be on thin ice for the development of enterprises. What's more, when it comes to money, you know what a sensitive topic it is!