Rural deposit institutions need the signatures of relatives. If it is necessary to apply for a passbook, I suggest that I do it myself. Rural commercial bank's 654.38+ certificate of deposit expires, so it is best to inform the rural commercial bank in advance that I can go through the deposit and withdrawal procedures; If you can't go, you can entrust your relatives or even friends with help, but you need a written power of attorney, ID cards of the client and the client, complete signatures, handprints, dates, etc. And it is best to have a certificate from the unit, the town neighborhood Committee, the village Committee and the police station to explain what happened.

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If an agent is represented by another person, the valid identity documents of the agent and the principal must be provided at the same time. However, when an agent opens an individual RMB settlement account, he must also submit a power of attorney. When the business organization deems it necessary, it may require the agent to issue a notarial certificate to prove the agency relationship. If the agency relationship cannot be confirmed, the agency business cannot be handled.

You don't have to go to the passbook to withdraw money. If you know the password and hold a passbook, you can handle it, but you need a passbook ID card for a large amount. The term maturity operation mode requires me to bring the original ID card and passbook of the head of household to the counter of the relevant branch of the bank to withdraw the time deposit.