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How to deal with non-negotiable acceptance bills of electronic banks
If the electronic bank acceptance bill is not transferred accidentally, and the bill is endorsed without the signature of the other party, the bill is withdrawn or the next family refuses to sign and re-endorse; If you don't pay attention to the success of the collection, the bill will not circulate, so you can only wait for the bill to expire or prompt for payment. If the acceptor agrees, it can be paid in advance.

How to endorse bank electronic tickets;

1. Electronic bank acceptance bill completes bill circulation electronically. The endorser of an electronic bank acceptance bill logs in through an online bank, a bank counter or other electronic terminal, enters the information of endorsement application (including bill information, endorser information and endorsee information), and uses the digital certificate of the endorser to affix the electronic signature;

2. Electronic bank acceptance bill endorsement circulation, before the endorsee initiates a reply, both the endorser and the endorsee can operate the bill, the endorser can cancel the endorsement application, and the endorsee can reply (sign or reject) the endorsement application. At this time, the system will handle it according to the principle of time priority: if the endorsee cancels the endorsement application first, the endorsement application has been cancelled, and the endorsee can no longer reply to the endorsement;

3. If the endorsee initiates an endorsement reply first, the endorsement application has been signed or rejected according to the meaning of the endorsee, and the endorser who accepts the electronic bank cannot cancel the endorsement application. Acceptance and endorsement of e-banking should be based on true and legal transaction relationship and creditor-debtor relationship, or on legal acts such as taxation, inheritance, gift and dividend.

4. The endorsement of electronic bank acceptance bills must record the following items: 1. The name of the endorser; 2. The name of the endorsee; 3. Date of endorsement; 4. Signature of endorser. If the drawer or endorser records "non-negotiable" items on the bill accepted by electronic bank, the electronic commercial bill will no longer be endorsed. A bill of exchange may not be transferred or endorsed after it is presented for payment.

Endorsement transfer, financial accounting terminology, refers to the behavior of attached bills made by the payee for the purpose of transferring the rights of bills and making necessary records.

Endorsement transfer refers to the act of endorsement for the purpose of transferring the rights of bills. According to the provisions of the negotiable instrument law, when the holder transfers the rights of the instrument to others, he shall endorse and deliver the instrument. Therefore, in order to transfer the rights of a bill, if the holder records the relevant matters on the back of the bill or a note and signs it, it belongs to endorsement transfer. Once the endorsement transfer is completed, it will take legal effect immediately, resulting in endorsement effects such as the transfer of bill rights, the proof of bill rights and the guarantee of bill liability.