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What to do with the supplementary card of the bank card?

It doesn’t matter if the supplementary card applicant is not present when applying for the supplementary card. The supplementary card applicant only needs to provide a copy of the ID card and sign the signature of the supplementary card applicant on the application form. No further Provide other materials and the signature can be signed by the principal cardholder. The specific application conditions and procedures are as follows:

1. Conditions:

Applying for the main card and supplementary card: The applicant for the supplementary card must be an immediate relative of the main card applicant, such as a spouse , parents, brothers and sisters.

2. Required materials:

If you are an applicant for a main card? You need to provide the following information:

1. Make sure when submitting the application form Attach the following necessary documents so that the bank can process the application promptly and accurately assess your credit status. ?

2. Identity documents: If the applicant for the main card and supplementary card is a domestic resident, he/she needs to provide a copy of the resident ID card or military officer certificate, the main card application for persons aged 18-60 and those aged 16 or above. - Supplementary card application for people aged 65 years old;

3. Work unit salary certification document: it can be the salary slip or income certificate issued by the applicant's work unit (the unit's financial seal or the unit's official seal must be stamped), Work permit or business card with a photo of yourself, business card, etc., a copy of the salary passbook/bill issued by the bank (salary information for the last three months is required), or a copy of the personal income tax withholding voucher;?

4. Documents proving the permanent place of residence: it can be a copy of the applicant’s household registration card (book), or a copy of the latest payment slip for water, electricity, gas, or landline phone bills (choose one), or Other supporting documents proving that the applicant has a fixed residential address;?

5. Documents proving financial resources: Providing the following documents will help the bank speed up the acceptance of your application and help obtain a higher credit limit ;?

6. A copy of the most recent two to three monthly statements of commonly used credit cards (optional)?

7. A copy of the document proving your own real estate ( Optional)?

8. One original and one copy of the motor vehicle registration certificate (optional)?

9. Supplementary card applicants only need to provide a copy of their ID card And just sign the supplementary card applicant's signature on the application form. No other materials are required.

3. Bring the relevant materials to the corresponding bank counter to apply. The main card applicant will pass the application, and generally the supplementary card applicant will also pass the application. If the total number of credit card swipes for the main card and supplementary card reaches the number specified by the bank, the annual fee will be waived.

Extended information

Each main credit card can apply for up to two supplementary cards (the bank can stipulate it independently). The main cardholder has the right to request the cancellation of his supplementary card. The credit limit of the supplementary card is designated by the principal cardholder on the premise that it does not exceed the credit limit of the corresponding principal card; if the principal cardholder does not specify it, the credit limit of the supplementary card is the same as that of the principal card.

All transaction amounts and corresponding interest and fees of the supplementary card will be charged to the main card account, and the main cardholder shall bear all repayment responsibilities. However, the principal cardholder and the supplementary cardholder are jointly and severally liable to each other for repaying the amounts owed.

China Merchants Bank official website: Introduction to supplementary cards