After receiving a bank SMS invitation to apply for a credit card, the user can verify it by going to the bank business hall.

(1) Credit card application conditions:

1. Be at least 18 years old;

2. Have a fixed job and stable income, and the workplace is usually in a place where you usually live Urban and rural residents in the area;

3. Fill in the application form and sign in the "Applicant's signature" area.

(2) To apply for a credit card, you need to provide the following information:

1. Copy of identity document, work certificate, income certificate, etc.;

2. Provide bank Deposit certificates, real estate certificates, degree certificates, etc.;

3. If you have a foreign household registration, overseas personnel are applying for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require the local public security department to issue Temporary household registration issued or certificate issued by relevant departments (including work certificate).

(3) The credit card application review is comprehensively evaluated by the system and takes into account many factors, such as age, job stability, income, personal credit, etc. It is not a unilateral factor. determined. Everyone's situation will also be different and it is difficult to compare with each other.

(4) In order to pass the comprehensive evaluation of the system and the judgment of the credit limit. Detailed application materials are as follows:

1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the original and marked work permit/plate verified by the promoter.

2. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove the level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.