To apply for China Merchants Bank credit card and apply for credit card through online channels (except door-to-door application and professional application), you need to bring the original ID card to the counter in the city where you apply.

If the system passes the preliminary examination, the SMS invitation for face-to-face signing will be triggered, and the time limit for face-to-face signing is 30 days. Failing to apply for a face-to-face interview within the time limit is regarded as a waiver of the credit card application. And you can't submit a credit card application again through online channels within 90 days.

You don't have to go to the face-to-face sign, but you can also directly explain the cancellation of the application card manually, which will not affect the credit information.