Secured Loan Contract Part 1

Contract No.: ____________

Borrower: ____________

Lender: ____________

Pledgor: ____________

Due to the need of ____________________, the borrower applied for ____________ loan from the lender. The pledger pledged the guarantee and the lender agreed. The above-mentioned loans are issued to borrowers. After consensus reached by all parties, this contract was signed in accordance with relevant laws, regulations and bank loan management regulations, and all parties agree to abide by it.

Article 1 Main Loan Contents

1. Loan amount, purpose, type, interest rate, term:

2. Loans under this contract are calculated on a daily basis Interest is settled according to ____________. During the validity period of this contract, if the interest rate is adjusted, it will be implemented in accordance with the relevant regulations of the People's Bank of China.

Article 2 Withdrawal and Repayment

1. Installment withdrawal and repayment plan:

2. The borrower should apply to the loan before withdrawing money Submit a specific withdrawal plan and provide written documentation showing the reasonable use of the borrowed money.

3. The lender will handle the loan voucher procedures according to the withdrawal plan and release the loan within ____________ business days. During the term of this contract, the actual loan date, repayment date and actual loan amount shall be subject to the loan voucher.

4. The borrower should take the initiative to repay all the principal and interest of the loan within the time limit stipulated in this contract, and repay according to the installment repayment plan agreed by both parties; if it does not take the initiative to repay, the lender can directly withdraw the money from the borrower's account. Deductions will be collected.

Article 3 Sources of Repayment Funds

The borrower shall use the following funds, but is not limited to the following funds, to repay the principal and interest of the loan under this contract.

Article 4 Pledge Contents

The pledger voluntarily pledges ____________ and other movables and rights (see the list of pledged items for details) as pledges for the loan specified in this contract. To the lender, the contents of the active pledge guarantee are as follows:

1. Pledge guarantee period: from the date the mortgage is set up to the date when all debts within the scope of the guarantee are paid off.

2. Pledge guarantee scope: loan principal, interest, liquidated damages and the lender’s expenses for realizing creditor’s rights and pledge rights under this contract.

3. The assessed value of the pledged property is ____________ million yuan, and the actual pledge amount is ____________ million yuan. The effectiveness of a mortgage extends to the collateral, rights and interests of the mortgaged property.

4. There is no other guarantee for the pledged property, and there is no dispute over the ownership.

5. The pledger shall hand over the pledged property to the lender before _________year____month____, and the certificate of title and related documents of the pledged property shall be handed over to the lender for safekeeping. During the pledge period, the lender shall properly keep the pledged property. For safety and convenience, the lender may entrust the pledged property to a third party agreed with the pledgor for safekeeping.

6. During the pledge guarantee period, the pledged property shall be insured by the pledger, and the insurance policy shall be kept by the lender. If a loss within the insurance liability occurs, the insurance claim shall be deposited by the lender as the pledged property. The special account may be used to pay off the principal and interest of the loan in advance, and the borrower will provide a separate guarantee for the shortfall.

7. According to the provisions of the Security Law, if the pledge contract should be registered, the pledger should go through the pledge registration and other legal pledge procedures with the competent department in accordance with the regulations. The duration of the registered pledge right should be consistent with the The pledge guarantee period is consistent.

8. Without the consent of the lender, the pledger shall not transfer the pledged property or allow others to use it. The transfer fee, license fee or price obtained with the written consent of the lender shall repay the guaranteed creditor's rights to the lender in advance.

9. The borrower shall bear the costs of insurance, identification, transportation, storage, evaluation, registration, etc. of the pledged property.

10. When the loan expires and the borrower is unable to repay or is insufficient to repay the principal and interest of the loan, the lender has the right to receive priority repayment by discounting the pledged property or using the price from auction, sale, or cashing to realize the pledge. For any shortfall, the lender has the right to continue to pursue repayment from the borrower.

11. When the lender withdraws the loan in advance in accordance with the provisions of this contract, it has the right to dispose of the pledged property in advance and realize the pledge rights in accordance with the provisions of Article 4, Paragraph 11.

12. When the pledger or borrower is declared bankrupt or dissolved, is involved in or is about to be involved in litigation disputes, or otherwise affects the security of the lender's creditor's rights, the lender has the right to dispose of the pledged property in advance. Realize debts.

13. During the guarantee period of this contract, the pledger’s guarantee liability will not change due to relevant agreements signed between the borrower and other entities, changes in the borrower’s financial status, or the terms of the borrower and the lender involved in this contract. be affected or exempted from any invalidity.

14. The pledgor shall compensate the lender for the losses caused by its own fault and pay the lender a compensation of _______% of the loan amount.

Article 5 Rights, Obligations and Liability for Breach of Contract

1. The borrower must comply with the regulations of the People’s Bank of China on policy loan account management and fund settlement management; otherwise, the lender shall have It has the right to stop disbursing loans that have not been disbursed, and can withdraw part or all of the loans that have been disbursed in advance.

2. The borrower must use the loan strictly in accordance with the purposes stipulated in this contract; otherwise, the lender has the right to stop disbursing undisbursed loans and may withdraw part or all of the disbursed loans in advance. At the same time, interest will be charged on the default usage portion based on the daily interest rate ________.

3. If the loan is overdue but no deferred repayment agreement has been signed, the lender will charge interest on the overdue portion of the loan at a daily interest rate of _________.

4. The borrower should promptly provide the lender with true and complete financial statements, statistical statements and other information, and cooperate with the lender’s investigation, review and inspection; otherwise, the lender has the right to take measures including stopping the disbursement of loans, Corresponding credit sanctions such as early recovery of disbursed loans.

5. If the borrower changes its business methods such as contracting, leasing, merger, division, joint venture, etc., it shall notify the lender in writing no later than 30 days before the change and actively implement the debt; otherwise, the lender shall The right to take corresponding sanctions and preventive measures to protect loans from losses.

6. Borrowers are not allowed to provide guarantees for other people’s debts without authorization to ensure the safety of policy loans. The borrower must notify the lender 30 days in advance of any external guarantee and shall not exceed its total net assets. Otherwise, the lender has the right to take corresponding sanctions and preventive measures to protect the loan from losses.

7. When the borrower discovers that there is a situation that endangers the security of the lender's claims, the borrower should promptly notify the lender and take preservation measures in a timely manner.

8. The lender shall provide loans to the borrower in accordance with the second clause of this contract. If it fails to provide the loan in time, it shall pay the borrower ____________ liquidated damages every day based on the default amount and the number of days of default. .

9. The borrower has the right to report the lender's breach of contract to the lender's superior bank; if it suffers losses due to the lender's breach of contract, it has the right to demand compensation from the lender.

10. Borrowers who undertake policy tasks are entitled to enjoy various preferential policies for policy loans; lenders are not allowed to increase loan interest rates without authorization, and are not allowed to withdraw loans in advance without reason.

Article 6 Changes to the Contract

1. After this contract comes into effect, the parties shall not change or terminate the contract without authorization.

2. If the borrower is unable to repay the loan due to objective reasons, he should submit a written extension application to the lender 10 days before the loan expires. The lender will decide whether to extend the loan with the consent of the pledgor. If you agree to defer repayment, sign a deferred repayment agreement.

3. Each party shall not transfer the rights and obligations under this contract to a third party without authorization.

4. During the validity period of the contract, if the borrower or guarantor changes its legal representative or changes its address, the lender shall be notified in writing within 10 days after the change.

Article 7 Dispute Resolution

Disputes arising during the performance of this contract shall be resolved by negotiation or mediation by the parties; if negotiation or mediation fails, the dispute may be submitted to the people's court where the lender is located. A lawsuit was filed in court.

Article 8 Contract Attachments

Loan application, loan voucher, deferred repayment agreement, power of attorney, agreement to change the terms of this contract, list of collateral and lender’s requirements Other relevant materials provided by the borrower and the pledger shall be an integral part of this contract.

Article 9 Other matters

Article 10 Matters not covered in this contract shall be handled in accordance with relevant laws, regulations and bank loan regulations.

Article 11 The original contract shall be in _________ copies, with the borrower, lender and pledger each holding one copy. This contract shall take effect from the date of signature by all parties.

Borrower: ____________

Lender: ____________

Pledgor: ____________

Signing date: _________year____ Day ____ of the month

Secured Loan Contract Part 2

Mortgagor (Party A): , ID number:

Pledgee (Party B) ): , ID number:

Party A and Party B adhere to the principles of equality, voluntariness and mutual benefit, in accordance with the "Contract Law of the People's Republic of China" and the "Guarantee Law of the People's Republic of China" and other relevant legal provisions, and the following contract terms are reached on the basis of consensus:

1. Party A voluntarily mortgages one of its own non-operating cars to Party B. The car's license plate number: Engine number: Car Vehicle number: , make and model: , Party A uses the vehicle as collateral to deliver it to Party B, and borrows RMB from Party B: Yuan ( ). Party A guarantees that the vehicle belongs to him and there will be no financial disputes before the mortgage. (If there is a dispute, Party A will voluntarily bear all costs arising from the dispute).

2. The loan performance period is from: year month day to year month day.

3. Repayment method:

4. Party A will hand over the mortgaged vehicle-related items and documents to Party B for safekeeping. During the mortgage period, Party A shall not transfer the mortgaged vehicle and vehicle-related items, The certificate must be reported lost or transferred, otherwise Party A shall bear all losses caused to Party B.

5. The pledged vehicle must be handed over to Party B during the mortgage period. If the mortgaged vehicle is lost or damaged due to Party B's fault, Party B shall be liable to Party A for compensation based on the assessed value. If the pledged vehicle is damaged due to force majeure, Party B shall If it is lost or lost, Party B shall not be liable for compensation.

6. Party A will repay the loan to Party B within the loan period stipulated in the contract. If Party A cannot repay the loan within the loan period stipulated in the contract, Party B has the right to entrust an auction house to auction the pledged vehicle. The proceeds will be used first to recover the loan, and the remaining portion will be returned to Party A. Party B has the right to continue to recover the shortfall from Party A.

7. Party A’s commitment: Because I failed to fulfill the due loan, the vehicle was auctioned by Party B. Party A shall unconditionally provide Party B with legal and effective transfer procedures and assist in handling relevant transfer matters.

8. Party B shall properly keep the relevant items and documents delivered by Party A along with the mortgaged vehicle, and shall not use, transfer, mortgage or dispose of them during the mortgage period without Party A’s consent. Otherwise, we will bear all losses caused thereby.

9. This contract will terminate automatically after Party A repays the loan and Party B returns the vehicle and related items and documents intact to Party A (the photos of the pledged vehicle at the time of delivery shall be the complete standard).

10. Guarantor’s commitment: Since Party A has not fulfilled the due loan, the guarantor will voluntarily and unconditionally repay Party A’s loan to Party B.

Party A’s signature: Party B’s signature: Guarantor:

Party A’s phone number: Party B’s phone number: Guarantor’s phone number:

Signing time: Signing time: Signing time :

Secured Loan Contract Chapter 3

Borrower (full name): Address: Contact number: Guarantor (full name): ID number: Address: Contact number: Guarantor (Full name): ID number: Address: Contact number: Guarantor (Full name): ID number: Address: Contact number: Lender (full name): Address: Contact number:

Parties to this contract According to the "Contract Law of the People's Republic of China", "Guarantee Law of the People's Republic of China", "Property Law of the People's Republic of China", "General Principles of the People's Republic of China and Civil Law" and other relevant According to laws, regulations and other provisions, in line with the principles of equality, voluntariness, honesty and trustworthiness, and consensus through consultation, in order to clarify responsibilities and abide by credit, we sign this contract and guarantee that we will abide by it. Part One Loan Terms

Article 1 Purpose of Loan

The loan under this contract must be used legally.

Article 2 Loan Amount

The loan amount is RMB (uppercase):, lowercase: ￥ Yuan (when the uppercase and lowercase letters are inconsistent, the uppercase shall prevail, the same below, see the IOU for specific matters ).

Article 3 Loan Period

The loan period is months, starting from the year, month, and ending on the year, month, and day.

Article 4 Borrowing Interest Rate

The interest during the loan period shall be agreed upon by both parties and paid in advance. If the principal is not repaid when due, the interest stipulated by the lender will be charged, starting from the maturity date of the loan principal to the date the loan principal is repaid.

Article 5 Repayment Method

The entire loan principal shall be repaid in one lump sum when the loan matures.

Article 6 If the following circumstances occur, the lender has the right to require the borrower to repay part or all of the loan principal and interest in advance within the agreed period at any time:

1. The borrower transfers the loan items are used for illegal activities.

2. The damage or loss of the collateral is insufficient to achieve the purpose of guarantee under this contract, and the borrower and the guarantor are unable to provide other guarantees acceptable to the lender.

Article 7 Rights and Obligations of the Borrower

1. Provide relevant certificates, certificates and other materials truthfully, and accept the supervision and inspection of the lender;

2. Guarantee that the loan will not be used for illegal activities;

3. Obtain the loan principal in accordance with the provisions of this contract and repay the loan principal and interest on time.

Article 8 Rights and obligations of the lender:

1. Grant loans to the borrower as agreed;

2. Have the right to follow the provisions of this contract Collect the loan principal and interest, and have the right to exercise security rights in accordance with the agreement. Part 2 Guarantee Terms

Article 9 Guarantor: In order to ensure that the borrower properly performs its repayment obligations, the guarantor voluntarily guarantees all the property it owns and has the right to dispose of to the lender and returns it as the borrower Guarantee for borrowing.

The guarantor guarantees that its own property guaranteed meets the guarantee conditions and agrees to be bound by this contract.

However, the guarantee assumed by the guarantor is a joint liability guarantee.

Article 10 Guarantee scope: The loan principal, interest, overdue interest, liquidated damages and all expenses incurred by the lender to realize its creditor's rights (including litigation fees and attorney's fees) under this contract.

When the borrower fails to perform its repayment obligations as stipulated in this contract, the lender has the right to directly require the guarantor to assume guarantee liability, regardless of whether the lender has other guarantees for the creditor's rights under this contract.

Part 3 Liability for breach of contract and other agreements

Article 11 Liability for breach of contract: The following situations shall constitute a breach of contract, and the defaulting party shall bear liability for breach of contract:

1 .If the documents, certificates, etc. provided by the borrower are false or illegal, the lender may require the borrower to immediately repay the entire loan and corresponding interest, and may exercise the security rights for the guaranteed products and other machinery under this contract in accordance with the law.

2. If the borrower fails to repay the principal and interest of the loan in full when the repayment period expires, it will be regarded as a serious breach of contract and shall separately pay liquidated damages to the lender and bear all the costs paid by the lender to realize the creditor's rights. Costs (including court costs and attorneys' fees).

3. If the lender cannot grant a loan to the borrower in accordance with the provisions of this contract, it will be deemed a serious breach of contract and shall bear the direct costs paid by other parties and pay additional liquidated damages to the borrower.

4. If the guarantor causes losses to the lender by concealing the existence, dispute, seizure, guarantee or lease of the collateral, etc.

he shall Be liable for compensation to the lender.

Article 12 Dispute Resolution Methods

Disputes arising during the performance of this contract shall be resolved by the parties through negotiation; if the negotiation fails, a lawsuit shall be filed in the People's Court in accordance with the law.

Article 13 Effectiveness, change, rescission and termination:

1. Before signing this contract, all parties to the contract have fully understood and accepted the contents of this contract. All expressions of meaning below are true and valid. The contract becomes effective upon signature by all parties.

2. This contract will be terminated after all the principal, interest and related expenses of the loan under this contract have been paid off.

3. If this contract needs to be changed or terminated, all parties to the contract must reach a written agreement.

Article 14 This contract is in one copy

Borrower (signature or seal): Lender (signature or seal):

Guarantor (signature or seal):

Guarantor (signature or seal):

Guarantor (signature or seal):

Date of signing:

Secured Loan Contract Part 4

Party A (lender): ID number:

Party B (borrower, mortgagor): ID number: < /p>

According to the provisions of the "Contract Law of the People's Republic of China", "Property Rights Law of the People's Republic of China" and other laws, after full consultation between Party A and Party B, Party B is willing to use all its residential properties As a mortgage guarantee for borrowing from Party A, both parties have reached the following agreement on the basis of equality and voluntariness:

Article 1: Party A lends Party B RMB: Yuan, in capital letters.

Article 2: Loan period: Years, that is, from the year, month, day to the year, month, and day.

Article 3: Borrowing interest: Interest is calculated and paid at a monthly interest rate of 20‰ (that is, the monthly interest rate is 2 cents). Interest is paid monthly, and the principal and interest are repaid upon maturity.

Article 4: Party B voluntarily transfers his property to No. 29, Unit 2, Building 11, Longyuan Shijia Community, No. 19 Yingbin Road, Jiefang District, Jiaozuo City. The real estate certificate number is: Jiaofang Warranty Jiefang Zi No. No. 201406909, a residence with a construction area of ??142.56 square meters serves as collateral for Party B to borrow money from Party A.

Article 5: The scope of mortgage guarantee includes but is not limited to principal, interest, litigation fees, attorney fees and all expenses for realizing creditor's rights.

Article 6: Party B is responsible for handling the mortgage registration procedures, and the costs shall be borne by Party B.

Article 7: The above-mentioned mortgages were not rented out for Party B’s own use when this mortgage was established. During the mortgage period, Party B shall not repeatedly mortgage or transfer the above-mentioned mortgage properties, or perform other actions that may affect Party A's realization of the mortgage rights.

Article 8: Liability for breach of contract

If one party breaches the contract, it shall pay liquidated damages of 30,000 yuan to the other party. When liquidated damages are insufficient to compensate for the loss, the other party’s actual losses should also be compensated.

Article 9: Other provisions

On the day when Party B hands over the mortgaged "Certificate of Other Rights" to Party A, Party A will actually hand over the loan to Party B, and the actual loan will be If the date is inconsistent with the loan period mentioned above in this contract, the actual borrowing date will be the starting date of the loan, and the maturity date of the above-mentioned loan will be postponed accordingly.

Article 10: This contract is established after being signed by both parties. It will take effect from the date when the mortgage registration is completed and Party A receives the "Certificate of Other Rights".

Article 11: This contract is made in triplicate, with one copy held by the mortgage registration authority and one copy held by Party A and Party B each, and has the same legal effect.

Party A (signature): Party B (signature):

Year, month, day, year, month, and day

Secured Loan Contract Part 5

Lender:

Borrower:

Guarantor:

Through loan The borrower, the borrower and the guarantor reach consensus and sign this contract in accordance with the relevant national laws, regulations and rules.

Article 1 Amount, type and purpose of loan: The lender agrees to issue a loan in RMB (in capital letters) to the borrower. The type of loan is and the purpose of the loan is .

Article 2 Loan period: The loan period of this contract starts from the year month day and ends on the year month day. During the above-mentioned period and loan amount, the borrower applies for funds, and the two parties will no longer sign a loan contract one by one. The amount, term and interest rate of each loan shall be based on the loan voucher, fax of the loan voucher or the actual exchange of bank remittance orders between the two parties. , the actual occurrence of loan vouchers, loan voucher faxes or bank transfer orders between the two parties is an important part of this contract and has the same legal effect as this contract.

Article 3 Borrowing interest rate: The borrowing interest rate in this contract is the monthly interest rate ℅.

Article 4 Transfer method: The borrower requires the lender to transfer the loan amount to the account designated by the borrower.

Article 5 Repayment and interest payment method: This contract stipulates that the interest payment method is quarterly (monthly, quarterly or annual).

Article 6 Guarantee method: The guarantor voluntarily provides joint liability guarantee for the creditor's rights of the lender under this contract.

Article 7 Guarantee period: The guarantee period is two years from the expiration of the loan term. If the lender withdraws the undue loan in advance according to the agreement, the loan term will be deemed to have expired. If the loan is extended, the guarantor will continue to assume joint and several liability for the guarantee period, and the guarantee period will be two years from the expiration of the loan period after the extension.

Article 8 Guarantee scope: The scope of guarantee includes loan principal, interest (including penalty interest, compound interest, etc.), liquidated damages, damages and expenses for realizing creditor's rights. The expenses for realizing the creditor's rights include litigation fees, attorney's fees, collection travel expenses and other reasonable expenses.

Article 9 Special Agreement: 1. If the main contract of this contract is invalid, the guarantee clauses will still be valid, and all the guarantor’s claims (rights) against the lender if the main contract is invalid will still be as stipulated in this contract Bear joint and several liability. 2. If the interest rate is increased in accordance with Article 3 of this contract, the guarantor agrees to bear joint and several liability for the increased interest due to the increase in interest rate in accordance with the guarantee terms of this contract. 3. If the lender transfers the creditor's rights in accordance with the law, the guarantor still needs to bear joint and several liability as stipulated in this contract. 4. If the creditor's rights in this contract are provided with another person's guarantee and/or property guarantee, regardless of whether the property security is provided by the debtor or a third party, when the lender claims the creditor's right, the lender may guarantee the property against the property guarantee. To realize the creditor's rights or require the guarantor to assume joint and several guarantee liability, the guarantor may also be required to assume joint and several liability for the guarantee of the person and the property. The personal guarantee and the guarantee of the property are in the same order of repayment. The guarantor of this contract agrees to bear joint and several liability for all claims under this contract. 5. The guarantor promises to pay close attention to the borrower’s operations and other conditions. If the borrower goes through bankruptcy liquidation, it is presumed that the guarantor knows or should know about the borrower's bankruptcy liquidation, and the guarantor should exercise the right of recourse in advance. 6. Whether each guarantor provides guarantee at the same time or separately, the guarantee relationship is joint and several. 7. The lender's claim of guarantee liability against any guarantor shall be deemed to be a claim of guarantee liability against other guarantors.

Article 10 If any of the following circumstances occurs to the borrower, the lender has the right to stop the loans that have not been disbursed under this contract and withdraw the undue loans in advance; 1. Failure to repay principal or interest on schedule Or fail to repay the principal and interest of the loan according to the repayment method specially agreed on the loan note; 2. Not use the loan according to the agreed loan purpose; 3. Not accept or cooperate with the lender’s inquiry or supervision of the use of the loan; 4. Failure to repay other due debts to the lender on time or failure to repay due debts of any other financial institution or third party on time; 5. Borrower, legal representative of the borrower, and shareholders

Senior managers Participating in major gambling, drug abuse and other disciplinary and illegal activities; 6. Being robbed of property; 7. Being involved in major adverse litigation; 8. Being imposed with major administrative penalties by administrative agencies; 9. Suspension of production and business due to poor management< ; /p>

Article 11 Liability for breach of contract:

1. The borrower’s breach of contract and its liability for breach of contract: (1) Failure to repay the loan principal on time (including extension), starting from the overdue date< /p>

Penalty interest will be charged based on the agreed interest rate plus a 50% penalty interest rate. (2) If the loan interest is not paid on time, the interest will be recovered based on the penalty interest rate.

(3) The borrower can repay the loan in advance, and interest will be calculated based on the interest rate and actual number of days agreed in this contract.

2. Lender's default and liability for breach of contract: If the lender fails to provide a loan to the borrower as agreed, the lender will be liable to the borrower based on the default amount, overdue penalty interest rate and the number of days of default. person pays liquidated damages.

3. The guarantor's default and its liability for breach of contract: The lender has the right to stop the loans that have not been extended under this contract and withdraw the unexpired

loans in advance.

Article 12 Other agreed matters: The borrower can use it repeatedly within the loan period and amount. Article 13 Dispute resolution method: Any dispute arising under this contract shall be resolved through negotiation among the three parties: the lender, the borrower and the guarantor. If the negotiation fails, a lawsuit shall be filed with the People's Court of the place where the lender is domiciled.

Article 14 Others:

1. The loan note is an integral part of the contract and has the same effect as this contract.

2. Notarization fees and other expenses incurred in this contract shall be borne by the borrower or guarantor.

3. If the debt guaranteed under this contract has been paid off, but this payment is confirmed to be invalid by relevant legal documents, this contract

is still valid.

4. Effectiveness of the contract: This contract will take effect from the date of signature (seal) of all parties.

5. The lender has requested the borrower and the guarantor to have a comprehensive and accurate understanding of the terms of this contract and comply with the requirements of the borrower and the

guarantor.

Each clause shall be fully explained; all clauses of this contract have been fully negotiated before conclusion; the borrower and the guarantor

are fully aware of and fully understand the meaning of each clause of this contract and the corresponding legal consequences.

6. This contract is made in duplicate, with the lender holding two copies and the borrower and the guarantor each holding one copy.

They are equally valid.

Secured Loan Contract Part 6

( ) Yin Borrow Contract No. ______

Via China ×× Bank ________ (hereinafter referred to as the loan Party) fully negotiated and signed this contract with ________ (hereinafter referred to as the borrower) and ________ (hereinafter referred to as the guarantor), and both parties abide by it.

Article 1 Starting from ___month____year______, the lender shall provide the borrower with _______ (type) loan (large) ____________ yuan for __________, repayment The loan period ends on ____year____month____, and the interest rate is calculated based on monthly interest _____‰. If the national loan interest rate is adjusted, the calculation will be based on the adjusted new interest rate and interest calculation method.

The specific payment and repayment plan are as follows:

┏━━━━━━━━━━━━━━━━━━┯━━━━━━━ ━━━━━━━━━━━┓ ┃ Installment plan│ Installment repayment plan┃ ┠───────┬──────────┼──────┬ ───────────┨ ┃Date│Amount│Date│Amount┃ ┠───────┼──────────┼───────┼── ─────────┨ ┃ │ │ │ ┃ ┠───────┼─────────┼───────┼──────── ───┨ ┃ │ │ │ ┃ ┠───────┼─────────┼──────┼───────────┨ ┃ │ │ │ ┃ ┗━━━━━━━┷━━━━━━━━━━┷━━━━━━┷━━━━━━━━━ ━━┛

No. Article 2 Lenders shall provide loans to borrowers on schedule and in amounts on the premise of complying with national credit policies and plans. Otherwise, liquidated damages shall be paid to the borrower based on the default amount and the number of days of extension. Calculation of the amount of liquidated damages and interest rate increases on overdue loans.

Article 3 The borrower is willing to abide by the lender's relevant loan regulations and use the loan according to the purposes specified in the contract. Otherwise, the lender has the right to stop disbursing the loan, call back or call back the loan already disbursed in advance. For the default part, ______% interest will be charged as required.

Article 4 The borrower shall repay the principal and interest of the loan on time. _______, _______, and ______ are willing to serve as guarantors for the borrower’s proper use and on-time repayment of all loans specified in the contract. The guarantor shall be jointly and severally liable for any breach of contract by the borrower such as transferring the purpose of the loan; if the borrower fails to repay the principal and interest of the loan on time, the guarantor shall bear the liability for compensation.

The guarantors bear joint and several liability to each other.

Article 5 The lender has the right to inspect and supervise the use of the loan; understand the borrower’s plan execution, business management, financial activities, material inventory, etc. The borrower shall provide the above information completely and truthfully. If the borrower violates the loan contract, the lender has the right to impose credit sanctions in accordance with relevant regulations.

If the lender withdraws the loan or withdraws the loan in advance according to regulations, it can be directly deducted from the borrower's deposit account.

Article 6 When the loan matures, the borrower and the guarantor are responsible for repaying the principal and interest of the loan. If the borrower and the guarantor are unable to repay when due and have not signed a term agreement with the lender, the lender will charge ______% interest from the overdue date and may directly deduct the overdue amount from the deposit accounts of the borrower and the guarantor. Loan principal and interest.

Article 7 When the property of the borrower and the guarantor is insufficient to repay the debts of multiple creditors, the borrower and the guarantor are willing to use their properties (including receivables) to repay the loans owed to the lender in priority Principal and interest.