For customers, the risk of proxy signature is very serious, and the interests of customers will be seriously damaged.

on the one hand, the proxy signature may be at the expense of the insurance company's refusal to pay compensation. Insurance companies generally regard the signature policy as invalid and will refuse to pay compensation or surrender; On the other hand, the phenomenon of proxy signature implies great moral hazard. For example, persecuting the insured to defraud insurance money. Autographing helps to resist the existence of this moral hazard and ensure the personal safety of customers.

Article 56 of China's Insurance Law stipulates: "A contract with death as the condition for paying insurance benefits shall be subject to the written consent of the insured, otherwise the contract is invalid." Insurance is a serious and legally effective matter, and it must be handled according to laws and regulations, and it must not be sloppy. When we buy insurance products, we must change our usual old ideas. We must not think that acquaintances and relatives can deal with them at will, and that we can do whatever we want if we think it is a trivial matter.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.