1. If it has been sealed, the contract agreed to be sealed will take effect. When the debtor fails to perform the debt, the guarantor shall perform the debt or assume the responsibility as agreed.

2. If it has been sealed, but the contract needs my signature or my signature and seal to take effect, and I don't sign it, then the contract has no legal effect.

If there is no seal and signature, then this contract has no legal effect.

There are two forms of issuing bank loan contracts.

1, sign the contract.

2. Make up the contract after the loan.

If it is the latter, you need to contact the account manager who handles your business. He handles all the business problems you encounter, as long as you cooperate with reasonable requirements.

You can't get the contract, you have to ask for it yourself, and the other party won't give it to you. If the other party doesn't give it to you, talk to the president. If negotiation fails, judicial proceedings can be taken.