Basically, the bank's regulations on credit card activation should be similar. Take Shanghai Pudong Development Bank as an example. If the card is not activated, it will not be invalid within the validity period of the card. The newly applied credit card will not generate an annual fee if it is not activated, but the dream card series of Pudong Credit Card will generate a page fee because of the layout you choose when handling it.
Common ways to activate credit cards:
1. Specific business location of the bank: If the credit card is handled through self-service channels such as website and WeChat, you need to bring your ID card and credit card in person after receiving the card, and activate the card at the vtm machine of Shanghai Pudong Development Bank to complete the real-name registration system authentication;
2. Edit SMS: SMS activation needs to use the mobile phone number registered when applying for a credit card, and send "4 digits (spaces) after the KPJH card number and 3 digits (spaces) after the ID number on the back of the card" to 95528 for activation;
3. Call the bank hotline: Call the customer service hotline on the back of the credit card. According to the voice prompt, the manual customer service will activate the card for you, but this method can only be used by customers who have passed the real-name registration system certification.
In short, you must activate the credit card as soon as possible within the validity period, so that the credit card will not be invalid. Even if the credit card is not activated, some fees have to be paid.
Extended data:
Recently, accompanied by friends, Mr. Peng went to Changsha Xiangfu Sub-branch of Shanghai Pudong Development Bank to activate the credit card network card counter. Mr. Peng has severe visual impairment, so he can't read the instructions and copy the statement on the credit card confirmation letter, and he can't sign it. However, according to the relevant regulations, the signature and copying of the customer's statement is the format flow of our bank, and business processing suddenly encounters difficulties.
Immediately, the staff of the bank reported and communicated with the superior bank and the credit card center, and finally read out the transcription terms to Mr. Peng and asked Mr. Peng to confirm that he had applied for it himself. The credit card was successfully activated in the form of power of attorney and full audio and video recording. Peng thanked the Bank for its professionalism and caring service for visually impaired groups.
The relevant person in charge of Shanghai Pudong Development Bank Changsha Branch said that in recent years, the bank has actively responded to the initiative of the banking association to care for financial services for special consumer groups, and strived to improve the level of barrier-free services. By setting up disabled access, providing wheelchairs and exclusive waiting seats, opening priority processing windows, placing barrier-free signs and providing services for the blind, we will gradually improve the renovation and construction of barrier-free facilities, give humanistic care to special customers and reduce communication obstacles. Through the gradual improvement of software and hardware, the barrier-free service level of banks has been continuously improved, which has provided great convenience for the disabled and has been widely recognized.
References:
Shanghai Pudong Development Bank: Activate Credit Card