1. Residents' families (including borrowers, spouses and minor children, the same below) apply for loans to buy commercial housing. If family members do not have complete housing in the name of the city, county or district (city) where the housing is purchased, banking financial institutions will implement the first set of housing credit policies regardless of whether they use loans (including personal housing loans from commercial banks and personal housing provident fund loans) to buy housing.
2. Household housing units shall be inquired by the housing and urban-rural construction departments of cities, counties and districts (cities) according to the application or authorization of households, and complete sets of household housing units shall be inquired through the housing online signing filing system, and the inquiry results or appraisal certificates shall be issued.
3. As a policy tool, this policy is included in the "one city, one policy" policy toolbox.