How to identify the authenticity of a credit card.
The first is to look at plastic negatives.
The surface of the real card is smooth, the color is not easy to fall off, and the negative film has anti-counterfeiting marks; the surface of the fake card is rough, the color is easy to fall off, and the negative film generally has no security design.
The second is to look at printing.
The real card has bright colors, clear words, and neat stripes on the card surface; the fake cards have blurred words, too dark or light color, and uneven stripes on the card face, as if they were attached to a white card.
The third is to look at the signature column.
The genuine card has the trademark of the card-issuing company; the counterfeit card has no company trademark, that is, it is all white or has traces of alteration, and the signature is not smooth.
The fourth is to look at the pressed firefly
The uppercase English letters of the real card++ are neat and orderly; the imprint number of the fake card is not neat or the size of the English letters is different, and the altered card is old+ + is faintly visible on the card surface.
After mastering these few items, you can basically distinguish between real and fake credit cards.
Extended reading:
How to identify the authenticity of international Visa cards. Recently, the Jinjiang Municipal People’s Court proposed that the following four points should be paid attention to when identifying the authenticity of international Visa cards. :
1. The real Visa has an internationally unified security design. Member banks and approved manufacturers must abide by the regulations. Common counterfeit credit cards on the market have security designs on the cards that are inconsistent with real cards.
2. The bank identification number (i.e. the first six digits of the Visa card account number) represents the ID number of the Visa issuing bank. The bank name printed on the fake card usually does not match the bank identification number.
3. The (Flying Pigeon) hologram attached to the real Visa is three-dimensional and manufactured by two recognized manufacturers in the United States and the United Kingdom. Common fake credit cards on the market have the (Flying Pigeon) hologram attached to them. , generally two-sided and three-dimensional, inconsistent with the real card.
4. Surrounded by the Visa blue, white and gold logo is a micro-printing, which prints the first four account numbers on the card, the card type and the approved manufacturer code. Common fake credit cards on the market, large Most are not microprinted.
The legal provisions regarding credit card++ are:
(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;
< p>(2) Using an expired credit card;(3) Pretending to use another person’s credit card;
(4) Malicious overdraft.
How to distinguish real and fake credit cards? How to distinguish wild cards?
Most counterfeit cards now are achieved by rewriting the magnetic strip on the invalid card, so the method mentioned in answer 1 of going to an ATM or POS to swipe is incorrect. The identification of cards by these machines is limited to reading the card's magnetic stripe data. Now regarding how to identify authenticity, I will borrow the answers from other netizens:
Methods for identifying the authenticity of international Visa cards. Recently, the Jinjiang Municipal People’s Court proposed the method for identifying the authenticity of international Visa cards. Pay attention to the following four points:
1. The real Visa has an internationally unified security design. Member banks and approved manufacturers must abide by the regulations. Common counterfeit credit cards on the market have security designs on the cards that are consistent with The real card does not match.
2. The bank identification number (i.e. the first six digits of the Visa card account number) represents the ID number of the Visa issuing bank. The bank name printed on the fake card usually does not match the bank identification number.
3. The (Flying Pigeon) hologram attached to the real Visa is three-dimensional and manufactured by two recognized manufacturers in the United States and the United Kingdom. Common fake credit cards on the market have the (Flying Pigeon) hologram attached to them. , generally two-sided and three-dimensional, inconsistent with the real card.
4. Surrounded by the Visa blue, white and gold logo is a micro-printing, which prints the first four account numbers on the card, the card type and the approved manufacturer code. Common fake credit cards on the market, large Most are not microprinted.
The legal provisions regarding credit card++ are:
(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;
< p>(2) Using an expired credit card;(3) Pretending to use another person’s credit card;
(4) Malicious overdraft.
Hope this helps
Are there fake credit cards? How to identify the authenticity of a credit card?
Are there any fake credit cards? I can tell you clearly that there are. Here I will tell you what happened to a friend in 2018. In the first half of 2018, a friend of the editor encountered a problem due to company funds. Question, I was anxious to spend money and asked the editor if his situation could apply for a high-limit credit card. I told him that it was not possible, even if the limit was about 50,000. He felt that the limit was low and did not choose to apply for it at the bank.
I don’t know who told me that it was possible online. Later, he searched for information on applying for high-value credit cards on the Internet and in his circle of friends. One day, he added a netizen who said that he could apply for a credit card worth 500,000 yuan. There is an initial fee of 300 yuan for packaging and other materials. After the card is issued, a handling fee of 1% of the limit will be charged. He thought it was only 300 yuan. Even if he was defrauded, it would only be 300 yuan.
Then he transferred 300 yuan to the other party on WeChat. After the transfer, the other party gave him a lot of explanations, saying that there would be a return call for him to answer the call. After a few days of waiting, he actually received a so-called review. During the phone call, my friend simply asked a few words and said that he was a local insider of a certain bank. Not long after the call was hung up, he actually received a text message about the credit card from XX bank. My friend was very happy and looking forward to his high-limit credit card at the time. I received the card by express delivery in 3 days. The credit limit of 500,000 was displayed on the card holder. At that time, my friend was very happy. He quickly contacted the other party to open the card. The other party told him that he could activate it by scanning the QR code on the card holder. After scanning the code, he was prompted to activate the card. The card requires a 1% handling fee of 500,000 yuan, which he felt was a bit unreliable. He contacted the other party again and asked if he could activate the card and deduct the 5,000 yuan from the card. The other party said that this was the bank's attempt to prove your repayment ability. Such words made my friend tempted!
Later, he directly scanned the QR code on the card and paid 5,000 yuan according to the activation method above. After payment, it was prompted that the card had been activated. He was so happy that he couldn't wait to find a merchant that could use credit cards to spend, and swiped the card to spend. There was no response. After many tests, the payment could not be successful. Only then did he realize the problem and quickly contacted the other party. By this time, the other party had blacklisted him on WeChat and no one answered the phone. Only later did he realize that he had been cheated. .
How to distinguish true from false
This identification method is difficult for friends who are new to credit cards, but it is very simple for users who have used credit cards. Identify true and false credit cards from the card Basically, there is no clue. You can ignore the identification of authenticity from the card. It is a very effective and convenient way to identify the authenticity of the credit card.
The applicant directly dials the bank customer service number to select the credit card service. At this time, the voice prompts that the applicant's credit card has been approved will prompt the applicant that the credit card is not activated and the phone banking password has not been set. If there is no such prompt Or if there is no record after calling the application record, it means it is fake. Log in to the official website of the card issuing bank and enter the applicant's ID card to check the application record. If there is no application record, it can be determined to be fake. If you are unsure about the authenticity of your credit card, call the bank customer service hotline directly and ask for help. Tell the customer service that you have the card information to find out the authenticity. Summary: Don’t trust those who apply for large credit cards online. Credit cards over RMB 100,000 are now basically not open to general users by banks. Only applicants with certain assets or have created revenue for the bank can have a chance to apply.
Friendly reminder: Bank staff do not have the authority to interfere with credit card approval and credit limit. Approvals are reviewed by specialized credit card approving personnel from the head office. Hope it helps everyone, leave a comment and like it
How to identify the authenticity of a credit card?
Most counterfeit cards now are achieved by rewriting the magnetic strip on the invalid card, so the method mentioned in answer 1 of going to an ATM or POS to swipe is incorrect. The identification of cards by these machines is limited to reading the card's magnetic stripe data. Now on how to identify authenticity, I will borrow the answers from other netizens:
The first is to look at the plastic negative. The surface of the genuine card is smooth, the color is not easy to fall off, and the negative film has anti-counterfeiting marks; the surface of the fake card is rough, the color is easy to fall off, and the negative film generally has no security design. The second is to look at printing. The real card has bright colors, clear words, and neat stripes on the card surface; the fake cards have blurred words, too dark or light color, and uneven stripes on the card face, as if they were attached to a white card. The third is to look at the signature column. The genuine card has the trademark of the company that issued the card; the counterfeit card has no company trademark, that is, it is all white or has traces of alteration, and the signature is not smooth. The fourth is to see that the uppercase English letters on the original card are neat and orderly; the imprinted number on the fake card is not neat or the English letters are different in size, and the old ++ on the altered card is faintly visible on the card surface.
After mastering these few items, you can basically distinguish between real and fake credit cards.
Methods for identifying the authenticity of international Visa cards. Recently, the Jinjiang Municipal People’s Government proposed that the following four points should be paid attention to when identifying the authenticity of international Visa cards:
1. Genuine Visas have an internationally unified security design, and member banks and approved manufacturers must abide by the regulations. Common counterfeit credit cards on the market have security designs on the cards that are inconsistent with real cards.
2. The bank identification number (i.e. the first six digits of the Visa card account number) represents the ID number of the Visa issuing bank. The bank name printed on the fake card usually does not match the bank identification number.
3. The (Flying Pigeon) hologram attached to the real Visa is three-dimensional and manufactured by two recognized manufacturers in the United States and the United Kingdom. Common fake credit cards on the market have the (Flying Pigeon) hologram attached to them. , generally two-sided and three-dimensional, inconsistent with the real card.
4. Surrounded by the Visa blue, white and gold logo is a micro-printing, which prints the first four account numbers on the card, the card type and the approved manufacturer code. Common fake credit cards on the market, large Most are not microprinted.
The legal provisions regarding credit card++ are:
(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;
< p>(2) Using an expired credit card;(3) Pretending to use another person’s credit card;
(4) Malicious overdraft.
Hope this is helpful to you
This is the end of the introduction about fake credit card pictures and counterfeit credit cards. I wonder if you found the information you need?