If the IOU is printed from a computer and signed by the borrower, it is valid.

Legally speaking, as long as the borrower has the appropriate civil capacity, the borrowing facts are objective and true, and the borrower voluntarily signs and confirms the IOU, it does not matter whether the IOU is handwritten or printed on a computer. , the IOU has legal effect. In addition, if the loan amount is large, the lender should try to keep evidence of actual payment of the loan.

Knowledge expansion:

An IOU is a written document that shows the relationship between creditor and debt. It is usually written and signed by the debtor, indicating that the debtor has owed the creditor the amount specified in the IOU. An IOU refers to a note written to the other party when borrowing cash or items from an individual or a public person. It is an IOU. After the money and items are returned, the person who wrote the note will take back the note and it will be invalidated or torn up. It is a certifying document. Usually used in daily life and business management.

From a legal perspective, an IOU is a written document indicating the relationship between a creditor and a debtor. It is usually written and signed by the debtor, indicating that the debtor has owed the creditor the amount specified in the IOU.

Reference material: The Supreme People’s Court issued a judicial interpretation on the private lending case - China Legal Network