No impact. If your bank card has a magnetic stripe type, that is to say, there is a black entry line on a certain side, and you need to swipe the magnetic stripe when using it, then once it is scratched, it will definitely affect the use. . But if your bank card is chip-based, scratches on other parts other than the chip will not affect its use. The black magnetic stripe physical media has no damage to the data on it and can be used. If it can be used, it means it can be used all the time. If it cannot be used, it will not work once. If the bank card chip is scratched, you need to go to the bank counter to replace the card with a new one.

Bank card replacement process:

1. Prepare the damaged old bank card, the cardholder’s ID card and 5 to 20 yuan in cash;

2 . Go to the bank or savings bank where the card is issued, pick up a number first, and queue up;

3. After your number is called, go to the counter with the prepared documents and money;

4. Inform If the teller's bank card is damaged, hand the damaged bank card to the teller;

5. At the same time, give the teller your ID card;

6. Fill in the business application form and pay 5- 10 yuan handling fee;

7. Sign the confirmation form, receive the new card, and get your ID card back. When replacing a card at the bank, you need to bring your ID card and old card to the bank to apply for it. Before applying, you can fill in the card replacement form and make a copy of your ID card.

What to do if your bank card is broken:

If your bank card is broken, you must not discard it directly, because personal information is retained on the bank card. Once discarded, it may cause Security issues lead to information leakage.

The correct approach should be to bring your ID card and broken bank card to the branch of your bank to apply for a new card. If you no longer want to use this broken bank card, you should bring the card and ID card to the bank counter to report the loss and cancel it. If the card still has a balance, you need to transfer the balance out before canceling it.

Generally, re-applying for a new card requires a handling fee of about 5 to 20 yuan. After re-applying for a new card, if the relevant information changes, such as the card number changes, you will also need to contact some banks that have bound bank cards. The platform updates relevant information in a timely manner.

Notes:

1. When entering the password, be sure to cover it with your hands. If you find any abnormalities in the password shield and card entry protection slot of the ATM machine, for safety reasons, do not use it. , and notify the bank immediately;

2. To prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. , pay attention to the number of times the cashier swipes the card, and when you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card;

5. Activate the mobile phone SMS service to keep track of your account at any time Changes in the situation, once abnormal transactions are discovered, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

7. Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away. Do not keep multiple bank cards and passbooks together.

8. Use pieces of paper to separate cards as much as possible to act as a distance.

9. You can use special bank card holders or anti-magnetic card holders.