In real life, when many couples are in love, they fantasize about their future married life, and then they buy a new house together to prepare for marriage. Because both parties do not understand the relevant laws, many problems occur later. There is a real estate dispute, so can a couple put two names on it when buying a house? Let’s take a look with the editor below.

1. Can a couple write the names of two people when buying a house?

1. If the couple is not married yet and both parties meet the local qualifications for buying a house, the couple can buy a house together. Yes, you can also write the names of two people when buying a house. If you are buying a house with a loan, you need to provide the original resident ID cards, original household registers, income certificates, bank statements and other materials of both parties. However, unmarried couples buying a house together cannot be regarded as having the same property.

2. If the two parties are just lovers and not husband and wife and buy a house together, both parties need to bring their original ID cards and original household registration books. If the household registration is in another place, then both parties will also need the local tax or social security certificate of the party concerned, and the housing situation certificate of the place of household registration. Then the couple will go to the sales office to sign the house sales contract purchased in the name of both of them. Then the property certificate will be processed in the future. The names are the names of the two lovers.

3. Some places stipulate that if two people who are not husband and wife buy a house together, they need to go to the local notary office to notarize the property rights agreement. During the notarization, it is necessary to make it clear that the couple each owns the house. What is the equity share. Then the couple can sign a house sales contract to purchase a house in their names with the help of a notarized certificate.

2. Things to note when unmarried couples buy a house

1. Both parties contribute half and half of the capital

If the unmarried couple invests together and each contributes half of the capital, this In this case, it is necessary to register the names of the unmarried couple on the property certificate of the house at the same time.

2. The capital contribution ratios of both parties are not the same

If the capital contribution ratios of both parties are different, although the names of the unmarried couple will be registered on the real estate certificate, they must clearly state where they belong. The proportion of property rights in the house.

3. Unilateral contribution

If only one party contributes capital, is it necessary to also register the name of the other party on the property certificate? If it is registered, the share of the party that does not contribute capital needs to be determined and stated on the real estate certificate.

4. It is not recommended to write only the name of the investor without the investor

In order to show their love and sincerity to their partner, some people will only write the other person’s name on the real estate certificate. This kind of behavior is not advisable, because it means that you completely give up the ownership of the house.

5. Provident fund loans cannot be used

If two people do not have a marriage loan and take out a loan to buy a new house together, they can only use commercial loans and cannot use provident fund loans. Because provident fund loans are loans based on family units, only parents, children, and spouses can participate in the loan together. Therefore, couples cannot apply for provident fund loans together, nor can they participate in helping to repay the loan. If the couple does not obtain a marriage certificate, they cannot withdraw the provident fund of both people to repay the mortgage loan. Then only one person's provident fund can be withdrawn to repay the mortgage loan. Only after the couple officially gets married can the other person withdraw his or her provident fund to repay the loan.

Some couples will buy a new house together before marriage, because the two parties are not husband and wife after all, so they should pay attention to many aspects when buying a new house to avoid property disputes in the future. The above is about two people buying a house for a couple. I hope this introduction to the name will be helpful to everyone.