IOUs generally consist of three parts: title, text and signature.
(1) title
The title of IOU is generally composed of language names, that is, the word "IOU" is written in large font at the top and middle of the text. Some people write the words "temporarily owed" or "now owed" in this position as the title, but the text of this title is written in the top box of the next line.
(2) Text
The subject of the IOU should write down what the person or unit owes, what it owes and how much it owes, and indicate the repayment date.
(3) Signature
Signature should be accompanied by the name of the owed unit and the personal signature of the handler, and the personal name of the owed party should be attached to the debit note issued by the individual. Meanwhile, the date of signing the debt. Units should build official seals and individuals should build private seals.
1. The IOU is a voucher to pay or demand the arrears, so don't scribble when writing the IOU. At the same time, the white bars should be well preserved to prevent them from being lost.
2. IOU is a kind of loan certificate in people's daily communication, which is generally not legally binding. So when necessary, you can go through certain legal procedures to prevent future troubles.
3. The IOUs must be legible and cannot be altered. In case of change, the changing party shall affix the official seal (private seal) or personal signature at the change place.
4. Currency figures should be capitalized.
5. It should be noted that IOUs are different from IOUs, and the scope of application of IOUs is wider than IOUs, and the creditor-debtor relationship indicated in IOUs is more clear than IOUs.
Legal basis:
Article 143 of the Civil Code stipulates that a person who meets the following conditions
Legal acts are valid:
(1) The actor has corresponding capacity for civil conduct;
(2) the meaning is true;
(three) does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs.