After the electronic bank acceptance bill expires, the status "Prompt for payment pending signature" means that the payment for the bill has been completed, but the transfer of the money still needs to wait for the signature confirmation of the issuer's bank. Once confirmed by the bank, the funds will arrive in your account in real time. In other words, this is notifying you that the payment has been completed, but the process is not yet final.
You don’t need to worry, the due submission operation has been successful, and the system will automatically process the payment. It's like sending a letter. Although the email has been sent, the recipient needs to open and confirm it before the message is officially received. In the scenario of electronic bank acceptance bill, "waiting for signature" is the embodiment of this confirmation process.
Electronic bank acceptance bill is an electronic financial instrument that replaces traditional paper bills through digital means. It exists in the form of data messages and uses electronic signatures and network transmission, which greatly improves efficiency. Its core function is to ensure that the drawer pays the payee unconditionally on the promised date. Whether it is issuing, transferring or redeeming the bill, the entire process is processed electronically.
In general, "Prompt for payment to be signed" is a normal process stage, which means that the money has been paid and is just waiting for the final confirmation from the bank. No additional operations are required, and the money will flow according to the predetermined path.