An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. After the loan is returned, the payer takes back the bill, which is invalid or torn. This is a document. From a legal point of view, an IOU is a written document showing the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated on the IOU.
The basic contents of IOUs include: creditor's name, loan amount (local and foreign currency), interest calculation, repayment time, liquidated damages (deferred repayment), dispute resolution method, debtor's name, loan date and other elements. As long as there is the name of the creditor, the amount of the loan, the name of the debtor and the date of the loan, but it meets the main requirements of the loan, it has legal effect.
The IOU does not specify the reason for the loan or the name of the creditor, which is a major defect and the use of IOU is very imperfect. Generally, other evidence is needed to prove that it can have legal effect.
You didn't write an iou? 9? Does the reason of 0 have legal effect? Failure to write down the reasons for the loan will not affect the effectiveness of the loan. When determining the validity of the loan, it can be determined from the following points:
First, whether there is a real loan relationship between the two parties;
Second, whether the party concerned is a person with full capacity;
Third, whether the borrowing behavior violates the law and infringes on the legitimate rights and interests of a third party;
Fourth, whether the form of IOUs is illegal.
Whether the IOU signed by others has legal effect depends on the specific situation. If the borrower on the IOU can't read, he can be signed by others and stamped with his own handprint.
There is no creditor's name or borrower's handprint on the IOU. Does it have legal effect? Invalid.
No creditor name? How can it be effective if you don't even know who to borrow it from?
I didn't borrow money, but someone else has my signature. Is it legally binding? The IOU signed by 1. has legal effect.
2. If the signer thinks that the IOU is forged, he can make a defense and apply to the court for judicial appraisal of the authenticity of the IOU signature and IOU itself.
3. If the signature is forged or the IOU is forged, the signer specified in the IOU shall not be liable; If the IOU and the signature are confirmed to be true after appraisal, the signatory shall bear the repayment responsibility.
As long as you sign it, it has legal effect. Who told you to sign it casually? What a good lesson!
No contract was signed. Are there any legally binding IOUs? Of course it has legal effect. The specific amount, my signature or fingerprint, and the date of signature. That's good.
Handwritten IOUs, without signature, only stamped with the name stamp, is it legally binding? The debit note is handwritten, scanned on the computer and sent to you by email. This, like a copy, has no full legal effect and can only be used as one of the evidences.
Suggestion: You shouldn't agree with him to write IOUs like this.
Cash loans only have white stripes. I want to ask them if they have legal effect? Of course they have legal effect, because some loans are paid in cash instead of remittance.
Only IOUs, no loan contract. Is this prosecution legally effective? Only IOUs, no loan contract; A lawsuit in a people's court has the same legal effect. Because they are all legal evidence in civil litigation-one of documentary evidence.
According to Article 63 of the Civil Procedure Law of People's Republic of China (PRC)? Terms:
Evidence includes:
(a) Statements of the parties;
(2) Documentary evidence;
(3) Physical evidence;
(4) Audio-visual materials;
(5) Electronic data;
(6) Testimony of witnesses;
(7) Appraisal opinions;
(8) Records of the inquest.
Evidence must be verified before it can be used as a basis for ascertaining facts.