It's summer vacation, and many people plan to spend their holidays abroad. So, is it better to use UnionPay or visa to swipe your credit card abroad? Many card friends don't know the difference between foreign UnionPay and visa. Let me tell you! In the minds of many card friends, UnionPay is more suitable for overdraft consumption in China, while visa card is an artifact of foreign credit card swiping. In fact, the answer is not absolute. With the rapid expansion of UnionPay channels abroad in recent years, UnionPay cards can be swiped even abroad, which is more and more convenient. When spending money by credit card abroad, if you can use UnionPay card as much as possible, the repayment will be more convenient and cost-effective, and you don't have to open the automatic foreign exchange purchase function and bear the currency conversion fee. In addition, if you want to swipe your card from abroad to bonus hunter, then, according to the details of the card-using activities, you should consider for yourself whether to swipe more UnionPay wool or visa wool. For example, in order to encourage cardholders to swipe their visa cards more, some banks will swipe their cards abroad for more points. If this card happens to be free of currency exchange fees, then it is certainly cost-effective to swipe the visa card.