Bank acceptance bills can be issued by either the payee or the payee, but the risks are high.

The parties involved in commercial bill acceptance include the drawer, payee, payee, acceptor and guarantor. Except in special circumstances, there is no general guarantor. The drawer can be the payer, the payee, or a third party who is neither the payer nor the payee.

The commercial acceptance bill in collection is issued by the payee and accepted and paid by the payee. As for the commitment period, it can be a precise date or a determinable time. For example, the number of days after the bill of lading date, or the number of days after the invoice date, these agreements are not specific dates, but as long as the bill of lading date or the invoice date is determined, the payment date is also determined. If the buyer does not inspect the goods, the payment date cannot be determined, which is quite passive and risky.