So you must think twice before lending money to others.
In order to borrow money, some people promise to pay it back as long as possible.
But have you ever found that the more you believe the oath, the more you break it, and the more likely you are to be like a grandson when you finally want it?
1 If you borrow money, you can't open an IOU.
One day, my father mysteriously told me to lend him 1500 yuan, and he lent it to a person in the village.
I refused my father at will: Isn't that man in debt everywhere? Why did he borrow money? Dad, mind your own business.
Dad said firmly that he promised to pay you back in a month. If he doesn't pay you back, I will give you the money. And asked me not to tell my mother, for fear that my mother would disagree.
Time passed quickly, and a month passed quickly. Dad gave it to me at 1500. I asked my dad if it was your cushion.
I'm the one who came.
Dad smiled at me: I'll give you this money first. I hope he doesn't know when yet.
As a result, the money has passed for several years and there is still no movement. How ironic it was to be honest a month ago, and how ironic it was a few years later.
A few years later, my mother learned about it by accident. My mother scolded my father, saying that my father borrowed money to prevent anyone from writing IOUs, so she went to the door several times to beg for it. The other party admitted that he had borrowed money, indicating that he had no money to pay it back.
Then my dad stopped my mom from taking it. The other party is heavily in debt and owes so much money. Where can I get my money back?
My dad's practice, from the moment he borrowed it, he was prepared in his heart and prepared that the money might not come back!
If you borrow money for nothing, it can only be this state of mind. Otherwise, you will be more injured.
A person who borrows money and promises high interest rates, is in debt everywhere and frequents casinos. As long as you are familiar with him and meet each other's money, you will be sure
Everyone is far away.
There are always people who don't believe in this evil, because high interest forgets everything.
Borrowers are smart themselves. He acted as if he was not short of money. Very generous.
I'll lend you 100 today and give it to you 100 when I return it to you. Then I'll send you a small gift to express my gratitude.
I'll borrow 1000 from you in a couple of days, and I'll pay you back soon.
In this way, you will trust him first.
The lion just opens his mouth at the back, which is tens of thousands, promising a high return.
Trust is established, and you can easily give him the money. And high-end interests. This pie has you firmly trapped. Do you mind writing you another iou?
When the amount he wants falls into his pocket, your painful day comes.
Not to mention how much interest you can get, it's good to return the principal to you.
Don't think that an IOU can treat each other well! If the other person is Lao Lai, you really can't do anything. Litigation still costs money, just get the principal back.
So when it comes to borrowing money, don't trust other people's sugar-coated shells to draw you a pie.
3 How to avoid risks perfectly
Facing the same old lai, a clever woman stood out from many creditors, not only helped others, but also collected all her money back.
Lao Lai has no one to believe him, and he has been cheated everywhere. I was really in trouble this time and needed money badly, but the story of the wolf came many times.
Who will believe him again? He walked around the village again and again and was shut out.
Who will be the big head at this juncture?
Lao Lai was so anxious that he chose one to fight to the end, going in the morning, at noon and at night. With a smile, I'm done.
The hostess of this family is also very wise and puts forward some requirements for Lao Lai.
If it meets the requirements, borrow it. Lao Lai dare not neglect. Naturally, he agreed and obeyed all the rules.
People really lent him money, and many people called them stupid. The money must have gone to Shui Piao, otherwise it won't come back.
Who knows that in less than half a month, the money will come back. Many people are curious, what kind of magic is this?
People are curious about what they can do and why so many people lend him money. Old creditors haven't arrived?
It turned out that Lao Lai borrowed money and people asked his wife to sign the loan note. Otherwise, deny it.
His wife runs a home textile shop. If she doesn't pay it back by then, she can sue her directly. The turnover of home textile stores needs funds, and they won't make fun of the business in their own stores. Moreover, before borrowing money, I also learned that the village would soon have land compensation fees, and their family also got a lot.
So I knew that the money in the village had arrived, and I immediately went to the door to ask for it and stepped on the ground.
Many people envy this clever woman, from whom we learned to lend money to others. We must pay attention to the following points and learn to avoid risks perfectly. A person who is in debt everywhere and frequents casinos. As long as you are familiar with him and meet each other's money, you will be sure
Everyone is far away.
There are always people who don't believe in this evil, because high interest forgets everything.
Borrowers are smart themselves. He acted as if he was not short of money. Very generous.
I'll lend you 100 today and give it to you 100 when I return it to you. Then I'll send you a small gift to express my gratitude.
I'll borrow 1000 from you in a couple of days, and I'll pay you back soon.
In this way, you will trust him first.
The lion just opens his mouth at the back, which is tens of thousands, promising a high return.
Trust is established, and you can easily give him the money. And high-end interests. This pie has you firmly trapped. Do you mind writing you another iou?
When the amount he wants falls into his pocket, your painful day comes.
Not to mention how much interest you can get, it's good to return the principal to you.
Don't think that an IOU can treat each other well! If the other person is Lao Lai, you really can't do anything. Litigation still costs money, just get the principal back.
So when it comes to borrowing money, don't trust other people's sugar-coated shells to draw you a pie.
3 How to avoid risks perfectly
Facing the same old lai, a clever woman stood out from many creditors, not only helped others, but also collected all her money back.
Lao Lai has no one to believe him, and he has been cheated everywhere. I was really in trouble this time and needed money badly, but the story of the wolf came many times.
Who will believe him again? He walked around the village again and again and was shut out.
Who will be the big head at this juncture?
Lao Lai was so anxious that he chose one to fight to the end, going in the morning, at noon and at night. With a smile, I'm done.
The hostess of this family is also very wise and puts forward some requirements for Lao Lai.
If it meets the requirements, borrow it. Lao Lai dare not neglect. Naturally, he agreed and obeyed all the rules.
People really lent him money, and many people called them stupid. The money must have gone to Shui Piao, otherwise it won't come back.
Who knows that in less than half a month, the money will come back. Many people are curious, what kind of magic is this?
People are curious about what they can do and why so many people lend him money. Old creditors haven't arrived?
It turned out that Lao Lai borrowed money and people asked his wife to sign the loan note. Otherwise, deny it.
His wife runs a home textile shop. If she doesn't pay it back by then, she can sue her directly. The turnover of home textile stores needs funds, and they won't make fun of the business in their own stores. Moreover, before borrowing money, I also learned that the village would soon have land compensation fees, and their family also got a lot.
So I knew that the money in the village had arrived, and I immediately went to the door to ask for it and stepped on the ground.
Many people envy this clever woman, from whom we learned to lend money to others. We must pay attention to the following points and learn to avoid risks perfectly. See if the other party has the ability to repay. If the capital turnover is not open for a while, you can also borrow emergency first. After all, everyone has a hard time.
1 See if the other person has bad habits. If the other party takes it to gamble, you must never borrow it, and borrowing it will hurt him. People who lose in gambling are often unconvinced. The less convinced you are, the less you lose.
People who don't know the root of the matter can never make sense. To borrow money, the other party must write a debit note, preferably signed by both husband and wife or the borrower's elders.
Don't expect to borrow money to earn high interest rates, don't be greedy and cheap, and often the principal will not be recovered in the end.
Therefore, when borrowing money, you must consider it well. If the other party is really in trouble, it is also a good thing for us to help. But if the other party goes astray or has a bad personality, the money will not be paid in the end, or it will be a cruel drama. At this time, great kindness will become more harmful.
Learn to say no and stop at the beginning, so there will be no embarrassment later. Don't be embarrassed to refuse. Otherwise, the sad thing is that you can't get your money back. Your money didn't fall from the sky!