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Traffic credit card processing flow
What is the credit card application process of Bank of Communications?

First, the network card:

(1) Application: Bring relevant materials to Bank of Communications outlets and submit a card application;

(2) Review the application: the staff will review the application materials and application forms;

(3) Making a credit card: After approval, making a credit card;

(4) Send the card: After making, send the card to the applicant.

Second, official website, mobile banking or WeChat official account card:

(1) Submit application materials: the applicant logs into the official account of Bank of Communications official website, Mobile Banking or WeChat, finds the functional options for applying for a card, clicks Enter, selects an appropriate credit card, clicks Apply Now, and fills in various application materials.

(2) The bank conducts the preliminary examination: the banking system and staff review the online application materials.

(3) Call back: During the review, the staff will call back some applicants, mainly to confirm whether the information is valid and true, and inform them when to sign in person.

(4) Face-to-face interview process: the applicant will go to the Bank of Communications outlets for face-to-face interview on time and answer the staff's questions seriously.

(5) Making credit cards: After the face-to-face interview, the Bank of Communications Credit Card Center will make credit cards.

(6) Send the card: After the production is completed, send the credit card to the applicant.

For more information about the Bank of Communications credit card application process, please visit: See More.

What are the requirements for Bank of Communications to apply for a credit card?

Bank of Communications credit card application conditions:

Just meet one of the following requirements

1, original ID card+company social security number (more than half a year)

2. Original ID card+proof of income (official seal or personnel seal)

3. Original ID card+copy of work card (handwritten work card and business card)

4. Original ID card+other bank credit cards (more than half a year)

5. Original ID card+business card

6. Those who graduated from junior college or undergraduate course after 2003 (inclusive) and are under the age of 30.

All you need is an ID card. No other information is needed.

7. If I have a mortgage loan in my name, (domestic banks can do it). only need to

You can apply for an ID card. No other information is needed.

Platinum credit card

Bank of Communications Platinum Credit Card provides you with a full range of business or family travel services, including airport VIP room, drunk driving, road rescue, comprehensive protection for high-cost family travel and many other exclusive services, providing you with a platinum life experience.

Standard credit card

Bank of Communications standard credit card provides perfect credit card financial services, password signature, free choice, interest-free repayment period of up to 56 days, as well as "enjoy life", "enjoy superiority" and other preferential plans, so that you can enjoy the endless fun brought by swiping the card.

Y-POWER credit card

Y-POWER has two cards, black and white, which let you choose your attitude and show off your brilliance. Y-POWER gives you a strong backing, and powerful power comes from the heart!

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a joint card jointly launched by Bank of Communications and Hong Kong New World Department Store, including gold card and ordinary card.

Bank of Communications Jinjiang Inn Card

Jinjiang Inn Credit Card of Bank of Communications is a credit card jointly designed by Bank of Communications and Jinjiang Inn Co., Ltd., which is tailor-made for business travelers, self-help families and travel enthusiasts.

Tesco Tesco credit card

Bank of Communications joins hands with Tesco Tesco to present you with a brand-new Bank of Communications Tesco Credit Card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance.

In addition, there are the following types of Bank of Communications credit cards: Rongcheng Credit Card, Shanghai Travel Credit Card, More Credit Cards, Official Cards, Bank of Communications Installment Credit Card, An Baili OK Credit Card, Liqun Credit Card, Pinghetang Credit Card of Bank of Communications, Jinling Life Credit Card, An Baili Oriental Credit Card, Kaitai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Automobile Credit Card, Self-mailing Family Credit Card, BBK Credit Card and so on.

How to apply for Bank of Communications credit card?

Hello, Bank of Communications credit card application method is as follows:

1. Online application steps: log in to Bank of Communications, click on the credit card, and then choose to apply immediately and fill in relevant information to submit for approval.

2. Online booking application steps: log in to Bank of Communications, then select a credit card, click online booking application now, and then fill in personal information.

3. Bank of Communications credit card application progress query

Log in to Bank of Communications, click on the credit card, click on the progress query, then enter the ID number and mobile phone dynamic verification code, and then click on the query. Generally, after submitting the application materials, the application progress can be inquired after 4 working days.

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Hello, how to handle the Bank of Communications credit card:

1. To apply for a credit card, you need to get an individual application form from the card issuing institution or business outlet of China Bank of Communications, and then fill in the information of the applicant and contact person truthfully, and attach the application materials such as a copy of the applicant's ID card, and send it to the card issuing institution or the acceptance outlet for review.

2. You can apply for "Credit Card Online" through the website of China Bank of Communications, and fill in the applicant, contact person and other information according to the contents in the personal application form of credit card.

For more information about how to apply for a Bank of Communications credit card, please visit: See More.

What are the procedures for applying for Bank of Communications credit card online?

To apply, apply directly at Bank of Communications Credit Card official website.

First, there are two main conditions for applying for a credit card:

1. Age requirement: 18-60 years old.

2. Have a stable job and income source.

Second, the materials and certificates that need to be provided when handling:

1. Domestic residents only need to provide: completed and signed application form, identity certificate, residence certificate and income certificate.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.

Extended data:

Application process

Counter application

Personal valid certificate:

1. I carry my valid identity certificate, military officer's card, original household registration book and its attachments.

2. If you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner, you need to provide residence permit, passport, local ID card and other documents.

Proof of credit information:

1. A copy of the payroll or income certificate issued by the applicant's work unit or the salary passbook/bill issued by the bank (with information on the payment of wages for the first three months), or a copy of the personal income tax withholding certificate (valid).

2. Provide living materials, including water, electricity and gas costs.

3. Providing bills of commonly used credit cards or proof of real estate (individual) can increase the application amount of credit cards to a certain extent.

Reference source: Baidu Encyclopedia-Bank of Communications Credit Card Center

How to apply for Bank of Communications credit card?

To apply for the main credit card of China Merchants Bank, you need to be 18-60 years old (25-60 years old for foreigners), have certain economic ability and good credit record, and submit ID card, work certificate, financial certificate and other materials.

1. Credit cards are local and off-site, and the audit result is subject to the credit card center.

2. If there is no on-site service in your area, you can apply at any local outlet of China Merchants Bank with your application materials.

If you need to apply for China Merchants Bank credit card, you can try to apply through the following channels:

1, WeChat official account search and pay attention to "China Merchants Bank Credit Card", enter "Apply for Credit Card", enter the link to select your favorite card type, and fill in the reservation application materials. For details, please enter WeChat manual customer service to verify;

2. Log in to the credit card website (click here to enter the webpage link), select "Apply for new customers", select the corresponding card type, and then click "Apply now". Fill in the simple reservation information online and wait for the bank's approval. If approved, experts will provide you with on-site service. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/region);

3. After the new user downloads the Pocket Life Client, select "My → I want to apply for a card". Select "Finance → Card Manager → New Card List → Card Family Photo" to apply for additional credit cards.

4. I bring the original ID card, work certificate and financial certificate to the outlet of China Merchants Bank;

5. After logging in to mobile banking, click "My → All → Credit Card → Apply for Credit Card" to apply;

Tips: Mobile banking can't choose the card type for the time being. It is suggested that WeChat official account or official website choose the card type.

6. You can also call our credit card customer service hotline, select "3#- 1-3" transfer service specialist to register for you, and inform our local staff to contact you to confirm the application.

7. If you apply for the professional version of our bank, you can log in to the professional version (version 7.7.0), click "Credit Card → Customer Management → Online Application → Express Credit Card Application" and then jump to the credit card official website page to apply;

Tips: The verification status of the credit card is subject to the final audit result.

(Response time: April 2020 18. Please refer to China Merchants Bank official website for the latest business changes. )

The introduction of traffic credit card processing ends here.