It refers to the accompanying act of the bill in which the payee signs the bill and makes necessary records for the purpose of transferring the rights of the bill.

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A procedure in which the payee or holder of a bill signs or writes sentences on the back of the bill when transferring it.

If the name of the payer or the name of the payer is recorded in the endorsement, it is called a registered endorsement; If the name of the payer or the name of the payer is not recorded, it is called bearer endorsement. The endorser is responsible for ensuring the payment of the drawer when the bill is transferred by endorsement. If the drawer fails to pay at the due date, the endorser must bear the responsibility for payment. After endorsement, the ownership of the bill is transferred from the endorser to the endorsee. Bills can be transferred by endorsement many times. Endorsement includes five ways: limited qualitative endorsement, blank endorsement, special endorsement, limited endorsement and conditional endorsement.

(1) When a bill of exchange is transferred by endorsement or certain rights of the bill are granted to others by endorsement, the name of the endorsee, the real name of the individual and the full registered name of the unit must be recorded. Only in a few cases such as inheritance, enterprise merger, bankruptcy compensation, etc., can it be a bearer bill.

(2) The bill voucher can't meet the needs of the endorser to record the items, so self-adhesive bills can be attached to the bill voucher and pasted. The first copy on the bill of exchange and the second copy on the bill of exchange shall be signed and sealed, and the items recorded on the bill have the same legal effect. If the first passenger on the bill of exchange fails to sign and seal the joint office, the items recorded on the bill of exchange are invalid.

2. Endorsement transfer method

Usually, a number of endorsement columns are printed on the back of the bill in advance, indicating the statement that the rights of the bill are transferred to the endorsee, and leaving a blank for the endorser and the endorsee to fill in when the endorser endorses. Generally speaking, the negotiable instrument law does not limit the number of endorsements. When the endorsement column or the back of the bill is full, a "post-it note" can be affixed to the bill for endorsement.

Endorsement shall be signed by the endorser and the date of endorsement shall be recorded. If the date of endorsement is not specified, it shall be deemed that the bill has been endorsed before the maturity date. And the endorsement must also record the name of the endorsee.

3. Legal effect of endorsement transfer

(1) The endorsement transfer does not require the consent of the bill debtor. When a bill is endorsed and transferred, the actor does not need to send a notice to the debtor of the bill, nor does he need to get a promise from the debtor of the bill. As long as the holder completes the endorsement, it constitutes an effective transfer of bill rights.

(2) The transferor of endorsement transfer does not withdraw from the bill relationship. After the endorsement transfer, the transferor does not withdraw from the bill relationship, but changes from the former bill holder to the bill debtor, and assumes the responsibility of guaranteeing acceptance and payment.

(3) Endorsement transfer has a stronger transfer effect. The transferee can be more fully protected by transferring the right to a bill by endorsement. The law of negotiable instruments has designed a series of special systems to protect the rights of the transferee of negotiable instruments. First, the transferee can prove his legal obligee's identity by endorsing the continuous bill, without providing other proof. Secondly, the assignee can claim to cut off the prior person-to-person defense against the bill debtor, so that its bill rights are not affected by the defense between the bill debtor and the prior endorser; Third, the transferee can claim bona fide acquisition.

4. Transfer restrictions

(1) If the drawer records the words "non-negotiable" on the bill of exchange, and the subsequent endorser transfers it by endorsement, the original endorser shall not be liable for the guarantee to the subsequent endorsee.

(2) A bill of exchange must be completely transferred, and an endorsement to transfer a part of the amount of the bill or to transfer the amount of the bill to two or more persons respectively is invalid.

(3) Endorsement shall not be conditional. The Law of Negotiable Instruments stipulates that if endorsement is conditional, the conditions attached shall have no effect on the negotiable instrument.

(4) If the words "entrusted collection" are recorded in the endorsement, the endorsee has the right to exercise the right to entrust the bill of exchange on behalf of the endorser.

(5) If a bill of exchange is refused to be accepted or paid, or if the time limit for presentment for payment expires, it shall not be transferred by endorsement; Where a bill is transferred by endorsement, the endorser shall bear the bill liability.

5. Bill of exchange guarantee

Paragraph 2 of Article 35 of the Negotiable Instruments Law stipulates that a bill of exchange may be pledged, and the word "pledge" shall be recorded by endorsement. When the endorsee realizes the pledge right according to law, he may exercise the bill right.

Question 2: What is "endorsement"? What do you mean by "bank endorsement" and "credit endorsement"? approve

1. The procedure for the payee or holder of a bill to sign or write sentences on the back of the bill when transferring it. If the name of the payer or the name of the payer is recorded in the endorsement, it is called a registered endorsement; If the name of the payer or the name of the payer is not recorded, it is called blank endorsement. The endorser is responsible for ensuring the payment of the drawer when the bill is transferred by endorsement. If the drawer fails to pay at the due date, the endorser must bear the responsibility for payment. After endorsement, the ownership of the bill is transferred from the endorser to the endorsee. Bills can be transferred by endorsement many times. According to the attached records, endorsement can be divided into five ways: restricted endorsement, entrusted collection endorsement, conditional endorsement, pledge endorsement and partial endorsement (split endorsement).

The purpose of endorsement: transfer of bill rights, entrusted collection and bill pledge.

The function of endorsement: to express meaning, guarantee acceptance, guarantee payment, and prove the authenticity of the predecessor.

2. Now it is popular in Taipei, which shows that some products need to be promoted, and relevant people speak and promote for businesses.

3. Or introduce and publicize some good things.

This word comes from a financial term and is also used in the mainland, but its derivative meaning is not used much. In democratic elections, "endorsement" is often used to refer to a relatively popular politician who openly supports a candidate and hopes that the "endorser" will temporarily borrow his political resources during the election process. The mainland society lacks this kind of election culture, so the extended meaning of endorsement does not exist in the mainland cultural circle.

Signing on the back of a check means paying, collecting money or agreeing to transfer money. Its derivatives are often used to express approval and support in Taiwan Province Province. Agreeing with someone means expressing approval and support for someone's words. Now it is said on the Internet that Party A (group) fully supports, supports or obeys Party B (group) in a certain matter, and sometimes it is said that Party A "endorses" for Party B. ..

Question 3: What does endorsement of bank acceptance bills mean? Endorsement is a bill behavior and an important way of bill transfer. Endorsement is the act of the holder signing the back of the bill and delivering it to the transferee. The bearer here is called an endorser, and the transferee is called an endorsee. (Yin Chengbao)

Question 4: What does bank endorsement mean? I am a novice in pure finance. . . When using a check, it is nothing more than endorsement.

That is, in the receipt box on the back of a transfer or cash check, if you want to be the payee, you put the seal (financial seal and name seal) reserved by the bank in that box, which is called endorsement. Only in this way can you deposit or withdraw money.

Question 5: What is the meaning of endorsement in a bank acceptance bill? Endorsement is an act of bill and an act of exercising bill rights.

Simply put, it is to stamp the reserved bank seal (usually the financial seal plus the name seal of the person) on the "endorsement column" of bills or post-it notes.

Endorsement has many meanings:

1, transfer, this is the most common, when you transfer the bill to the next home, you need to endorse it.

2. Take an oath. Pledge endorsement is required when bills are pledged.

3, guarantee, guarantee

4. The entrusted collection is due,

Question 6: What does the endorsement of a bank check mean? 10: Endorsement is a legal term, which refers to signing a bill, and the rights stipulated in the bill are transferred from the endorser to the endorsee.

Generally speaking, after B gets A's transfer check, he stamps the endorsement column of the transfer check, that is, endorses it, and makes "entrusted collection" (write XXXX (bank of deposit)), so that B has the right to this check. If he wants to transfer it to C, don't sign "entrusted collection" in the endorsement column after B's seal, and then make it "entrusted collection". This is called endorsement.

Question 7: What do endorsers and endorsees mean in a bank draft? Because bills are negotiable, they are transferred from one person (natural person or legal person) to another. For example, A is transferred to B, A is the endorser and B is the endorsee. Endorsement needs continuity.

Question 8: What are the endorsers and endorsees in bank acceptance bills? The endorser is the debtor of the endorsee, and the endorsee is the creditor of the endorsee.

Endorsement is a bill behavior and an important way of bill transfer. Endorsement is the act of the holder signing the back of the bill and delivering it to the transferee. The bearer here is called an endorser, and the transferee is called an endorsee. The main purpose of endorsing a transfer bill is to establish the rights and obligations between the transferor and the transferee. As an endorser of the transferor, once he signs the draft, he will undertake the following two businesses:

It is necessary to ensure that the bill is accepted or paid to all those who later obtain the bill, including the endorsee.

He must ensure the authenticity of all previous signatures and the continuity of endorsements. Endorsement continuity means that the signatures of the endorser of the transferred bill and the endorsee of the transferee's bill are continuous in the transfer of the bill.

Question 9: How to deal with bank acceptance bills without endorsement? Since it is a formal and valid bank acceptance bill, it is harmless for company A to endorse it to company C, because it doesn't matter as long as it is formal and valid until the final bank acceptance.

Company C may have done this for the convenience of the account.

Question 10: What does the endorsement on the back of a bank check mean? For example, if someone gives you a transfer check, you take it to the bank to withdraw money. At this time, you are the endorsee, and the person who gives you the check is the endorser.