1. [Agricultural Bank of China] Loan Contract (Template)
Agricultural Bank of China Personal House Purchase Guarantee Loan Contract (Format Text)
() Agricultural Bank of China Personal Housing No. () Lender: Agricultural Bank of China Borrower:
Mortgagor: 1, 2, Guarantor: 1, 2. In accordance with relevant national laws and regulations, all parties involved have entered into this contract through consultation and consensus. . Loan Article 1 Loan amount The lender agrees to issue a house purchase guaranteed loan to the borrower based on the borrower's application. The loan amount is RMB (in capital letters). The actual amount of the loan is subject to the loan voucher. Article 2 Purpose of Loan The loan under this contract is used to purchase the house and ancillary facilities located in the property. For details, please see the house purchase contract numbered. Article 3 Loan Period The loan period shall commence on the year and month day and end on the year and month day. The actual loan date and maturity date are subject to the loan voucher. Article 4 Borrowing interest rate 1. The borrowing interest rate under this contract shall fluctuate by % (up/down) based on the RMB loan benchmark interest rate announced by the People's Bank of China, and the annual interest rate shall be %. In the event that the People's Bank of China adjusts the benchmark interest rate for RMB loans and the loan term is less than one year (including one year), the contract interest rate will apply; if the loan term is more than one year, the contract interest rate will apply from January 1 of the following year after the benchmark interest rate is adjusted. The lender will determine the new annual interest rate for the loan based on the adjusted benchmark interest rate of the corresponding term grade and the floating range of the loan interest rate stipulated in this contract. The lender will announce the statutory loan interest rate without further notifying the borrower, guarantor or mortgagor. The benchmark interest rate mentioned in this paragraph shall be based on the benchmark interest rate announced by the People's Bank of China on the actual loan date.
2. How to write the loan contract template
Lender (Party A): ID number Borrower (Party B): ID number Both parties A and B are equal and On the basis of voluntary and friendly negotiation, the following agreement was reached: 1. Party B will borrow RMB _____ yuan from Party A. 2. The loan period is _____ years, starting from _____ month _____ day _____ year and ending on _____ month _____ day _____ year. 3. When the loan period expires, Party B promises to return the entire loan immediately, otherwise, it is willing to bear all legal responsibilities. 4. Party A shall deliver the loan to Party B within two days after signing this agreement. 5. If Party A fails to deliver the money to Party B on time or Party B fails to repay the money on time, the defaulting party shall pay liquidated damages of __________ yuan to the non-breaching party. 6. This agreement is made in duplicate and shall take effect on the date when Party A and Party B sign and stamp it with their official seal (the official seal of the company). Party A and Party B each hold one copy as evidence. Party A: Sign with thumbprint or seal Party B: Sign with thumbprint or seal Signature: Year, Month, Day
3. Agricultural Bank of China Loan Contract Template
5 Agricultural Bank of China Loan Contract Templates
p>One party to a contract has the right to reject the other party’s corresponding performance request when the other party’s performance of debts does not meet the agreement. So do you now know what the contract looks like? I am here to share with you some Agricultural Bank of China loan contract templates, hoping it will be helpful to you.
Agricultural Bank of China Loan Contract Template 1
Party A (Lender)____________
ID Number:_______________
Party B (Borrower) )____________
ID number: ____________________
In order to clarify responsibilities and abide by credit, this contract was signed voluntarily and negotiated by both parties in order to ensure mutual abide by it.
1. Loan amount (in capital letters)
2. Purpose of loan: The borrower is in urgent need of funds due to ___ needs.
3. Borrowing interest rate: ______, interest is collected on an annual basis, and the interest will be paid off with the principal.
4. Borrowing period: The borrowing period starts from ___ month ___ day of ___ year and ends on ___ month ___ day of ___ year.
5. Repayment date and method: ____________________________
6. Liability for breach of contract: The borrower shall repay according to the time stipulated in the contract. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within the time limit and charge overdue interest calculated at ____% as stipulated in the contract.
7. Dispute resolution method: through negotiation. If the negotiation fails, the people’s government where Party A is located can be consulted.
8. Others:
1. Without the consent of both parties, Agree that neither party may change or terminate the contract without authorization. If one party requests to change or terminate the contract, it shall notify the other party within __ days and reach a written agreement. After this contract is modified or terminated, the borrowings occupied by the borrower and the interest payable shall still be repaid in accordance with the provisions of this contract.
2. Attachments to the contract: IOU, receipt.
3. The contract will take effect after being signed by all parties, and will automatically become invalid after all the principal and interest of the loan are paid off.
There are two original copies of this contract, with each party holding one copy. The text of the contract has the same legal effect.
Party A (borrower) _________
Party B (lender) _________
(signature, seal) _________
(signature , seal)________
___year___month___day
___year___month___day
Agricultural Bank of China loan Contract Template 2
Party A:
Address: Postal Code:
Telephone:
Representative:
Party B:
Address: Postcode:
Telephone:
Representative:
Party A and Party B work together to promote development and satisfy interests and clear responsibilities. In accordance with the relevant provisions of the relevant laws of the People's Republic of China and the State, in line with the principles of good faith, mutual benefit, and based on the actual conditions of both parties, this contract is signed through consensus in order to ensure that both parties abide by: p>
Article 1 The loan project, type, amount, purpose, interest rate, and term are as follows:
Project
Type
Amount (uppercase)< /p>
Purpose
Interest rate
Term year and month (from __month__, 20__ to __month__, 20__) p>
Article 2 After this contract comes into effect, Party A shall submit a specific withdrawal plan to Party B before withdrawing the loan, and shall withdraw funds according to the withdrawal plan.
Party B shall release the loan within one business day after Party A handles the withdrawal according to the withdrawal plan.
Article 3 Party A shall use the following funds to repay the principal and interest of the loan under this contract:
1.
2.
3.
4.
Article 4 Party A shall repay all the principal and interest of the loan within the loan period stipulated in this contract, and submit a specific repayment plan to Party B as required by Party B. Plan to repay.
Article 5 The interest on the loan under this contract will be calculated from the date Party B allocates the loan, and the interest will be calculated based on the interest settlement. If the state adjusts the interest rate during the validity period of this contract and the loan interest rate under this contract also changes, Party B does not need to notify Party A. Interest will be calculated based on the adjusted loan interest rate from the date of adjustment.
Article 6 The principal and interest of the loan under this contract shall be guaranteed by a guarantor approved by Party B in the form of guarantee or (and) mortgage, and a separate "Guarantee Contract" or (and) "Mortgage" will be signed. Contract", as an attachment to this contract and a prerequisite for the effectiveness of this contract.
Article 7 During the validity period of this contract, Party B has the right to inspect the use of the loan, and Party A shall provide Party B with information and information as required by Party B.
Article 8 Modification and termination of the contract
1. After this contract comes into effect, either Party A or Party B changes or terminates this contract without authorization.
2. If Party A needs to extend the loan period, it shall apply to Party B one business day before the loan expires, and sign a deferred repayment agreement with the consent of Party B (if there is a guarantor, the guarantor shall agree).
3. If either Party A or Party B needs to change other terms of this contract, it shall promptly notify the other party in writing, and reach a written agreement after both parties reach consensus.
4. When either Party A or Party B needs to terminate the contract, it shall promptly notify the other party in writing and reach a written agreement on the relevant matters after the termination of the contract. After the agreement to terminate the contract is reached, Party A has occupied Party B's loan and the interest payable shall be paid to Party B.
5. During the validity period of this contract, if Party A changes its business methods due to contracting, leasing or other reasons, it shall notify Party B at least 30 days in advance. Party B has the right to participate in the study of assets and capital verification and contracts (agreements) such as contracting, leasing, and mergers. If Party A wants to transfer the rights and obligations under this contract to a third party, it shall obtain the written consent of Party B, and the transferee and Party B shall sign a new loan contract.
6. During the validity period of this contract, if either party A or B changes his residence or mailing address, he shall notify the other party in writing within the day after the change.
Article 9 Liability for Breach of Contract
1. Party A fails to go to Party B’s business department to complete the withdrawal procedures on time according to the withdrawal plan, and in order to reach an agreement with Party B on changing the withdrawal plan, Party B shall be paid a liquidated damages of one million per day based on the amount of default and the number of days of default. However, exceptions shall be made when the circumstances specified in Items 2, 5, 8 and 9 of this Article occur.
2. If Party A fails to use the loan for the purpose stipulated in this contract, Party B has the right to stop disbursing the loan, take back part or all of the loan that has been issued, and charge an additional % interest on the part used in default according to bank regulations. .
3. If Party A fails to repay the principal and interest of the loan according to the repayment plan stipulated in this contract, nor does it sign a deferred repayment agreement with Party B, or if the extended period has expired and still cannot repay the loan, Party B has the right to extend the period of time. Or take the initiative to recover overdue loans, Party B will charge an additional % interest in accordance with bank regulations.
4. Party B withdraws the loan issued in advance without authorization. Party A shall be paid a penalty of 10,000 per day based on the default amount and the number of days of default. However, exceptions shall be made when the circumstances specified in Items 2, 5, 8 and 9 of this Article occur.
5. After Party B adjusts the loan interest rate under this contract in accordance with Article 5 of this contract and fails to calculate interest according to the new interest rate, Party B has the right to stop issuing new loans and withdraw them in advance Loans disbursed.
6. If Party A violates the stipulations in Items 5 and 6 of Article 8 of this Contract, or Party B violates the stipulations of Item 6 of Article 8 of this Contract, the other party may require the defaulting party to pay RMB 10,000 of the total loan amount. If the other party's liquidated damages cause economic losses to the other party, the other party shall also be compensated for the economic losses.
7. If either Party A or Party B changes other terms of this contract or terminates the contract without authorization, or Party A transfers the rights and obligations under this contract without authorization, it shall pay liquidated damages to the other party at a rate of 10,000% of the total loan amount. If the other party requires continued performance of the contract, this contract shall continue to be performed. This contract shall continue to be performed.
8. If the information, reports and other information provided by Party A to Party B are untrue, Party B may order the other party to make corrections within a time limit. If Party A refuses to make corrections, Party B may stop disbursing loans and withdraw part or all of the loans that have been disbursed in advance.
9. During the validity period of this contract, Party A or the guarantor suffers losses or false profits or losses due to poor management, or incurs debts with a third party, or the mortgaged property is damaged or lost, endangering the loan. When it is safe, Party B can stop issuing loans and recover the principal and interest of the loans issued in advance.
10. For the loans listed in items 2, 3, 5, 8 and 9 above, Party B can directly deduct them from Party A’s deposit account. For overdue loans, if other financial institutions are needed to help with the collection, you can ask other financial institutions to do the collection on your behalf.
11. The payment methods for liquidated damages listed in this article are agreed upon by both parties as follows:
Article 10 Other matters agreed upon by Party A and Party B:
Eleven Dispute resolution method for Article 1:
Disputes arising between Party A and Party B during the performance of this contract shall be resolved through negotiation or coordination between the parties. If negotiation or coordination fails, you can apply to the people of the place where the contract was signed (or: apply to the Suzhou Arbitration Commission for arbitration).
Article 12 Matters not covered in this contract shall be implemented in accordance with the relevant national laws, regulations and financial regulations.
Article 13 The loan application, installment withdrawal and repayment plan, installment withdrawal voucher, deferred repayment agreement signed by both parties and other agreements on changing the terms of the contract provided by Party A to Party B, and other materials related to this contract that Party B requires Party A to provide, are all components of this contract.
Article 14 This contract shall take effect from the date when the legal representatives of Party A and Party B or the agents authorized by the legal representatives sign and affix the official seal of the unit. If there is a guarantee contract, it shall take effect simultaneously with the guarantee contract. This contract will automatically come into effect when the principal and interest of the loan under this contract are fully paid off.
Article 15 There are two original copies of this contract, with Party A and Party B each holding one copy.
Party A: Official seal
Representative: Signature
Party B: Official seal
Representative: Signature
____month__day, 20__
Agricultural Bank of China Loan Contract Template 3
Contract number: _____year_____word No._____
Guarantor’s name: _______________________
Domicile: _______________________
Legal representative: _______________________
Account-opening financial institution: _______________________ Account number: __________________
Telephone: __________ Postal code: __________ Fax: _______________
Lender’s name: ____________________
Residence: ____________________
Legal representative: ____________________
Telephone: ____________ Postal code: ____________ Fax: _______________
Borrower’s name: ____________________
Residence: ____________________
Legal representative: ____________________< /p>
Account opening financial institution: ____________________ Account number: _______________
Telephone: __________ Postal code: __________ Fax: __________
Date of signing the contract: year, month and day
p>Place of signing the contract: _____ province (city) _____ city _____ county (district)
Borrower (hereinafter referred to as Party A): ____________________
Loan Person (hereinafter referred to as Party B): ____________________
Guarantor (hereinafter referred to as Party C): ____________________
Due to Party A’s request, Party C is willing to provide the _____ year signed by A and B Contract No. _____ No. _____ provides guarantee. After review, Party B agrees to Party C as the guarantor for Party A's repayment. Party A, Party B and Party C have reached consensus through consultation and entered into this contract in accordance with the following terms.
Article 1 The amount of Party C’s guarantee shall be the _____ (currency) capital borrowed by Party A from Party B in accordance with Contract No. _____ of _____ year _____ (hereinafter referred to as the main contract). Money (in capital letters) __________ and its corresponding interest and fees.
Article 2 Party C shall be jointly and severally liable for the payments listed in the previous article. If Party A fails to repay the principal, interest and corresponding expenses of the loan
as stipulated in the main contract, Party B has the right to directly pursue repayment from Party C. Party C guarantees to repay the above amount within _____ business days after receiving Party B’s written demand for payment
.
Article 3 Party C’s guarantee liability is not guaranteed by any instructions from Party A’s superior unit, changes in Party A’s status and financial status, any agreement or document signed between Party A and any unit, or this guarantee contract. exempted by the invalidity or rescission of the main contract.
Article 4 If Party C’s organization is changed or cancelled, Party C shall notify Party B and Party A in writing 3 days in advance. All obligations under this guarantee contract shall be borne by the changed organization; or Party A shall and Party C implement the new guarantor accepted by Party B.
Article 5 After this contract takes effect, if Party A and Party B need to extend the loan period under the main contract or change other terms of the main contract, they shall obtain the consent of Party C and a written agreement shall be reached between Party A, Party B and Party C. protocol.
Article 6 After this contract takes effect, Party C has the right to supervise Party A’s funds and property, and has the right to require Party A to provide its financial statements and other materials, and Party A should provide them truthfully.
Article 7 The guaranteed amount of this contract will be deducted accordingly as Party A repays or Party C pays off the principal, interest and fees stipulated in Article 2 of this contract.
Article 8 After Party C repays the principal, interest and expenses of the loan on behalf of Party A, it has the right to seek repayment from Party A.
Article 9 During the validity period of this contract, any party A, B, or C shall not change or terminate this contract without authorization. If the terms of this contract need to be changed, a written agreement must be reached through negotiation and consent by the three parties.
Article 10 Liability for breach of contract
1. If Party C violates the second clause of this contract and fails to pay off due debts on time, Party B has the right to entrust the financial institution where Party C opens an account to The amount will be directly deducted from Party C's deposit account, and liquidated damages will be charged to Party C based on % of the total guarantee amount depending on the circumstances.
2. If Party C violates the provisions of Article 4 of this contract, the changed institution shall pay liquidated damages to Party B based on % of the total guarantee amount. If it causes economic losses to Party B and the amount of liquidated damages is insufficient to make up for the losses, Party B shall also be compensated for its direct economic losses.
3. If Party A violates Article 4 of this contract, Party B has the right to stop issuing new loans and recover the principal and interest of the loans already issued in advance.
4. If Party A and Party B violate the provisions of Article 5 of this contract and extend the loan period under the main contract or change other terms of the main contract without the consent of Party C, Party C may terminate its guarantee obligations on its own .
5. The method of payment of liquidated damages listed in this article shall be agreed upon by Party A and Party B as follows:
Article 11 Dispute Resolution Method:
A. Any disputes arising between parties B and C during the performance of this contract shall be resolved by negotiation or mediation between the three parties. If negotiation or mediation fails, you can apply for arbitration to the contract arbitration institution in the place where the contract was signed, or to the people in the place where the contract was signed.
Article 12 Other matters agreed upon by Party A, Party B and Party C:
Article 13 This contract is authorized by the legal representatives or legal representatives of Party A, Party B and Party C The contract shall be signed by the agent and stamped with the official seal of the unit, and shall take effect from the effective date of the contract.
Article 14 This contract is made in triplicate, with each party A, B and C holding one copy.
Party A: Official seal Party B: Official seal Party C: Official seal
Legal representative: __________ Legal representative: __________ Legal representative: __________
Year Month day year month day year month day
Place of signing the contract: _____ province (city) _____ city _____ county (district)
Note: If the parties to the contract are unincorporated unit, signed by its principal person in charge or an agent authorized by the principal person in charge.
Instructions for the use of guarantee contracts
1. Scope of application: This contract is for a third party other than the parties to the loan contract to provide guarantee for the borrower's performance of the contract debt at the borrower's request. A guarantee contract signed with both the borrower and the lender.
2. If there are more than two (including two) guarantors providing guarantee in the contract, multiple guarantors will participate in signing the guarantee contract as Party C at the same time. The guarantee responsibilities between the various guarantors shall be agreed upon in Article 12 "Other Matters Agreed by the Parties" after consensus reached by all parties.
3. In the spaces before the dates in Articles 2 and 4, all parties shall fill in the specific time limit after reaching consensus through consultation.
4. Article 10 The proportion of liquidated damages and the method of payment shall be filled in by all parties after consensus.
5. Other matters that the parties to the contract believe should be agreed upon in the contract but are not covered by the terms of this contract shall be filled in in Article 12 after consensus reached by all parties.
6. Article 13 is the agreement on the effective date of the contract signatory. The contract must be signed by the legal representatives of parties A, B, and C or the agents authorized by the legal representatives and stamped with the official seal of the unit before it can take effect. The signatures of anyone else and any seal other than the official seal of the unit are invalid. If the parties to the contract do not have legal personality, they shall be signed by their principal person in charge or an agent authorized by the principal person in charge.
Agricultural Bank of China Loan Contract Template 4
Contractor:
____________________ (hereinafter referred to as Party A)
____________________ (hereinafter referred to as Party B) )
The two parties hereby enter into this contract due to the loan matter. The terms are as follows:
1. Party A is willing to lend Party B RMB__________ (in capital letters: ) Yuan. Upon signing of this contract At the same time, Party A will pay Party B without issuing a separate receipt. Party B uses a 20__ model white 1.6T Buick Regal sedan as collateral.
2. Party B shall ensure that it is the legal owner of the mortgage. If there is an issue with the ownership of the mortgage in the future and Party A suffers losses as a result, Party B shall be responsible for compensation.
3. When signing this contract, Party B shall hand over all original documents and bills related to the mortgage to Party A.
4. During the period of car mortgage loan, Party B shall not transfer, sell, remortgage or otherwise deal with the mortgaged property. Party A has the right to use the Regal sedan, and the depreciation fee (confirmed by the Buick 4S store) will be borne by Party A.
5. During the mortgage period, Party A must ensure that the inspection of the vehicle is timely and effective, and ensure the legality of the vehicle. Party B shall provide corresponding assistance when inspecting the vehicle. During this period, Party A will be responsible for all accidents caused by the vehicle, insurance premiums and vehicle inspection expenses. If the vehicle causes economic losses to Party B due to Party A's fault, Party A shall compensate Party B accordingly.
5. Once Party B is unable to repay the above debts, Party B must cooperate with Party A in handling the mortgaged vehicles to eliminate the debts.
6. The loan period is years, starting from the year, month, and ending on the year, month, and day.
7. This contract is made in two original copies, each Party A and Party B shall hold one copy
Signature of Party A: Signature of Party B:
ID number: ID number :
Fingerprint: Fingerprint:
Attached is a copy of the ID card. Attached is a copy of the ID card.
Agricultural Bank of China Loan Contract Template 5
Party A: ____________________
Identity card number: ____________________
Party B: ____________________________
Identity card number: ____________________
Party A and Party B After full negotiation, the following loan contract has been concluded:
1. Party A borrows RMB ____________ ten thousand yuan (¥____________) from Party B due to the needs of business activities. The amount shall be remitted to Party A or its designated account before ______ day, and Party A shall issue a confirmation of receipt of the loan to Party B.
2. The loan period is ______ years, starting from the date when Party A issues the above confirmation letter; the interest rate is based on the five-year bank loan interest rate, which is ______% per year; in case of national adjustment If the bank borrowing interest rate is higher during the same period, the borrowing interest rate between the two parties will also be adjusted accordingly; on the day after the expiration of the loan period, the principal will be returned to Party B together with all the interest in one go; if the above principal and interest are overdue, the principal and interest will be paid in thousand cents per day. Liquidated damages are calculated as a proportion of one.
3. In order to perform the above terms, Party A uses all its shares in ____________ Co., Ltd. (hereinafter referred to as __________ Company) (accounting for _____% of the registered capital of ____________ Company) Provide a pledge guarantee to Party B, and Party A will be responsible for recording the above-mentioned share pledge matters in the shareholder list of ___________ Company on the day when the loan receipt confirmation is signed, and __________ Company will issue to Party B the above-mentioned registration completion confirmation letter.
4. Both parties confirm that if the labor relationship between Party A and __________________ Company ends, this contract will be terminated on the date of termination. In this case, Party A shall terminate the contract on the date of termination. Repay all loan principal and interest within _______________ days starting from
5. If a dispute arises due to this contract, the two parties shall resolve it through negotiation. If the negotiation fails, it shall be submitted to the i arbitration institution where Party B is registered for settlement.
6. This contract is made in two copies, with each party holding one copy. For matters not covered in this contract, both parties may sign a supplementary agreement, which has the same effect as this contract.
Party A: ___________________
Date: ___________________
Party B: ___________________
Date: ___________________
IV. Where is the loan period from Agricultural Bank of China written in the contract?
The loan period of the Agricultural Bank of China is written in the center of the contract. This is also the core and most critical place of the loan contract.