Hello, welcome to insurance island for consultation. This is Liu Meiqin from Beijing Xinhua Life Insurance Company. Insurance contracts are supervised by China Insurance Regulatory Commission and protected by China Insurance Law. It is illegal for an insurance agent to sign on behalf of the insured, which goes against the wishes of the insured and will also be punished by the company. In many ways, insurance agents can't afford this responsibility.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.