The payee's name can be left blank when issuing a check, but it must be filled in when using it. Checks without the payee's name cannot be used. It is not illegal for the payee not to fill the cheque. However, it is better to fill in the form, and the relevant laws do not stipulate that the payee can not fill it out or fill it out by himself. A check is issued by the payer. If the payee is not filled in, the check is incomplete.

According to the different payment methods, checks can be divided into cash checks, transfer checks and ordinary checks:

1, cash check; A cash check is a voucher for the account opening unit to withdraw cash from the account opening bank. In practical work, it is generally used when withdrawing the reserve fund;

2. Transfer cheque; Transfer cheque is a settlement voucher for commodity trading, labor supply or other currency transactions between units. Transfer cheque can only be used for transfer settlement, and cash cannot be withdrawn;

3. Ordinary checks; Ordinary checks can be used for both cash payment and transfer. When transferring money by ordinary check, two parallel lines should be drawn on the check, which is a crossed check.

To sum up, according to the regulations, the payee of a check must be an individual (as a cash payment item) or a company (to withdraw a reserve fund or pay a salary, etc.). ). When using it, you must fill in the name of the payee before using it.

Legal basis:

Article 119th of the Measures for Payment and Settlement

The amount of the cheque and the name of the payee may be supplemented by the drawer's authorization. Before the supplementary record is made, it shall not be endorsed, transferred or presented for payment.

Article 2 of the People's Republic of China (PRC) Negotiable Instruments Law.

This Law is applicable to bill activities in People's Republic of China (PRC). The term "negotiable instrument" as mentioned in this Law refers to bills of exchange, promissory notes and checks.

Article 7 The signature on a negotiable instrument includes signature, seal or signature and seal. The signature of the legal person or other organization that uses the bill shall be the signature of the legal person or other organization plus the signature of its legal representative or its authorized agent. The signature on a bill of exchange shall be the real name of the party concerned.