Credit cards are very common in China now, and many people have 3-4 credit cards in their names. When people use credit cards for overdraft consumption, they also apply for loans. So, what are the online lending platforms for credit card loans? Today, I will introduce five platforms that meet everyone's requirements for the majority of credit card holders.
Raise money for consumption
Raising money is the online lending platform of Central Plains consumer finance. If you have a good credit card use record, you can try. The withdrawal loan amount can reach 200,000 yuan, and online application can be made 7x24 hours a day.
Ping' an I Dai
The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I loan is slightly different for everyone, as long as 18 years old or above, has a stable job, has a salary of more than 3,000 yuan, has worked for at least 6 months, and has good credit information.
Xiaomi loan
The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan. As long as the Xiaomi loan mobile APP is installed and the personal information is authenticated, you can apply. Some users may not have permissions. The expected annualized interest rate on that day is calculated on a daily basis and repaid on a monthly basis in the form of equal principal and interest.
petty loan
The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. The maximum amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%.
JD.COM gold bars
The loan amount of JD.COM Gold Bar is relatively large, reaching 200,000 yuan. Everyone can borrow money by binding their own bank cards and credit cards. The better the credit, the greater the credit limit.
If the interest is calculated by the day, the daily interest rate is. Generally speaking, the better the personal credit, the lower the loan interest rate.
Online lending platforms that can borrow with credit cards: these are very easy to pay!
For people with credit cards, if they hold credit cards, they can get more discounts, enjoy all kinds of benefits of eating, drinking and having fun, and also help in case of lack of money. So what are the platforms for credit card loans? Today, I will take stock of several products that can be applied by credit card for you.
1, e-loan from China Merchants Bank
Application conditions: you need to have a credit card of China Merchants Bank that is being used normally, and there is no bad repayment record.
The repayment method can be flexibly selected, and interest can be charged at any time at the rate of five ten thousandths per day; Staging also requires that the monthly fee should not exceed.
2. Pufa General Fund
Application conditions: hold the master card of Pudong Development Credit Card, use it normally, and have no bad record.
The loan amount ranges from 1 1,000 yuan to 300,000 yuan, and the loan period is arbitrarily selected between 1-99 days. Interest shall be calculated on a daily basis from the date of application, with the standard daily interest rate of days, and a one-time handling fee will be charged for each application 10 yuan.
3. Bank of Communications Angel Loan
Application conditions: As long as your credit conditions are good, you can apply whether you have a Bank of Communications credit card or not.
The monthly interest rate of angel loan is the annual real interest rate, and the installment principal and installment fee are charged monthly. The monthly installment fee of loan 10000 yuan is the lowest in 35 yuan.
4. Xingye is willing to lend.
Industrial Bank credit card short-term cash loan products do not need any mortgage, and the review is faster. It is relatively easy to apply for a free loan, especially for credit card holders with good credit, and they can repay it more freely, either monthly or in advance.
There is a credit card that must be loaned.
There are still many online lending platforms, and the application threshold is different. Today, Bian Xiao wants to introduce you to several online loans that can be made by credit card. So which ones are made by credit cards? Bian Xiao will recommend it to you today.
There are still many online lending platforms, and the application threshold is different. Today, Bian Xiao wants to introduce you to several online loans that can be made by credit card. So which ones are made by credit cards? Today, Bian Xiao will recommend several online loans that must use credit cards.
1. Apply for staging music now.
Staging music is an installment loan for shopping malls, with a maximum loan amount of 50 thousand yuan. If you have an online loan with a credit card, you can apply for music repayment directly. The longest loan period is 18 months, and the product line can be used for shopping or cash withdrawal.
2. Return it and apply immediately.
Huanbai is also an old credit card loan. If you have online loans, you must use credit cards. The loan amount is generally around 20,000, with a maximum of 200,000. The service period is 1- 12. Users aged 22-50 with credit cards can apply on the same day.
3. Xiao Qing loan
This cut is a new product of CreditEase, and it is not shared with other products. The loan amount is less than 30,000 yuan, and the service life is 12 months. You can apply by credit card, and the next payment will be higher. It should be noted that this section is aimed at online credit reporting.
4, easy to stage
Easy staging is a big staging under Lacarra, and it is also relatively old. Credit card users can borrow up to 654.38 million yuan, and the service period is 3- 12 months. This product is also a loan from a regular licensee, so they need good personal credit information when applying.
5. Flexible loans
Flexible loans have been online for a long time, and the payment rate has been relatively stable. At present, Taobao certification has been cancelled, and basically a credit card is needed. The maximum loan amount is 50,000 yuan and the maximum service life is 12 months. You don't check the credit information when you apply, but you will check hundreds of lines of credit information. Please pay attention to repayment on time.
These are all online loans that must be made by credit card. Friends in need can refer to it. These loans are formal licensed financial loan products, and some of them have certain requirements for credit reporting. Whether to check the credit information needs to pay attention to the loan contract at the time of application. For users with good credit, it is also easy to lend money.
What are the online loans that credit cards can lend? Pay attention to these matters.
Many people think that credit cards can be used for cash withdrawal, but they don't know that credit cards can also be used for online loans, especially when they can't afford it. They can borrow money through online loans to pay off their debts. Moreover, there are many such online loans, which can help you avoid overdue credit cards. Let's see what they have.
What are the online loans that credit cards can lend?
After the online loan we often use is successfully processed, the money will be transferred to the provided collection and savings card, and how to use it is up to everyone. Credit card online lending is different and can only be used for special purposes. The payment card provided when applying is a credit card, not a savings card. After the loan is issued, pay back the money in the credit card. If you want to take it out, you can only take it out by credit card.
Therefore, this point must be made clear before the loan, so as to avoid the trouble of paying back the credit card because the loan is used for other purposes. If you are going to borrow money to pay back your credit card, you can look at these online loans:
1. The repayment is a credit card loan jointly operated by Chongqing Focus Microfinance Co., Ltd. and Jihe Technology. They all have formal financial licenses, and they often see advertisements for repayment in elevators. The slogan is "interest only needs to be repaid by the bank at a minimum annual interest rate of about 50%", with a maximum amount of 50,000. It has been online for 4 years, and many people are still applying.
2. Micro-music integral
Weile Powder is a product of Tenpay Small Loan, and it is also a credit card loan. Users in need can pay attention to the opening and use of Weile Powder in the official WeChat account on WeChat. However, Weile Powder adopts the white list invitation system, which can only be opened if it meets the requirements. If it can't be opened, it means that it doesn't meet the requirements temporarily.
Finally, the credit card needs to be repaid by borrowing online loans, and it is not a permanent cure. You'd better control your consumption desire, spend within your ability, and find ways to increase your income and solve the problem from the root.